Macon County property record for 985 Wilson Rd, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,569 sqft · built 1962 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Company Name on File |
| Tax Bill | $5,441 (2026) |
| Deeds & Mortgages | Oct 2020 Line of Credit Mar 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 7449680536 |
| Primary APN | 7449680536 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,569 sqft Heated Area |
| 1st Floor Area | 1,869 sqft |
| Upper Floors Area | 700 sqft |
| Utility Area | 32 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Terrain | Rolling |
| Porch | Patio |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 180 sqft |
| Patio Area | 516 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 146507 |
|---|---|
| Street Address | 985 WILSON RD |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-9200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR1 |
| Legal Description | LOTS 1 & 2 BLK 13 SUNSET HILLS |
| Legal Subdivision | SUNSET HILLS |
| Legal Block | 13 |
| Legal Lot Number | 1-2 |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 970502 |
985 Wilson Rd is owned by a company that acquired it in January 2020.
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4414 STONEBRIDGE RD, DESTIN, FL 32541-3491 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 20, 2020 | Deed of Trust, Mortgage · Line of Credit BBVA USA |
| Mar 31, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 24, 2020 |
| Transfer Doc | V39/488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 985 WILSON RD, HIGHLANDS, NC 28741-9200 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 408 KELLY PLANTATION DR 4, 4, DESTIN, FL 32541-8473 |
| Document Number | 000H40/919 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | H-40/919 |
| Instrument | 2020007943 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35233 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Mar 31, 2020 |
| Property Address | 985 WILSON RD, HIGHLANDS, NC 28741-9200 |
| Document Number | V39/488 |
| Book / Page | V-39 / 488 |
| Map Reference | CARD 10141 |
| Instrument Date | Jan 24, 2020 |
| Instrument | 2020002103 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 KELLY PLANTATION DR, DESTIN, FL 32541-8473 |
The 2026 property tax bill for 985 Wilson Rd was $5,441, up 10.1% from the year before.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Municipality | Highlands Town |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,441.00 (+10.05%) | $1,232,930 (-) Land $178,720 Building $1,054,210 | $1,232,930 (-) Land $178,720 Building $1,054,210 |
| 2025 | $4,944.00 | $1,232,930 Land $178,720 Building $1,054,210 | $1,232,930 Land $178,720 Building $1,054,210 |
| 2023 | $4,932.00 | $1,232,930 Land $178,720 Building $1,054,210 | $1,232,930 Land $178,720 Building $1,054,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 985 Wilson Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 2 (2013–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 985 Wilson Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Vyve Broadband Cable | 1,000 / 50 |
May also be available: Frontier, Verizon.
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