985 White St, Dubuque, IA 52001 Property Records

Dubuque County property record for 985 White St, Dubuque, IA 52001

Property Summary

Property TypeApartments (5+ Units)
Details3,252 sqft · built 1890
Lot Size0.058 acres (2,560 sqft)
OwnerCompany Name on Record
Last Sale$55,000 (Aug 2020)
Tax Bill$968 (2024)
Deeds & MortgagesAug 2020 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN10-24-478-006

Property Details

APN / Parcel Number

Primary APN10-24-478-006

Interior

Stories3 Stories
Building Area3,252 sqft Gross Area
1st Floor Area1,084 sqft
Basement Area1,084 sqft

Exterior

Year BuiltBuilt 1890
Exterior MaterialBrick
Roof MaterialUrethane Foam
Lot Area2,560 sqft (0.058 acres)
PorchPorch

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Street Address985 WHITE ST
CityDUBUQUE
StateIA
Zip52001-5000
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeCI
Legal DescriptionS 1/2 OF CITY LOT 332
Legal Lot Number332
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group3
Census Block3033
Census Tract100

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3500 DODGE ST STE 205, 205, DUBUQUE, IA 52003-5248
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2020 · Amount on Record
Deed SaleAug 19, 2020 · Amount on Record
Deed Document Number2020-00012290
Record UpdatedJun 7, 2026

August 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateAug 19, 2020
Property Address985 WHITE ST, DUBUQUE, IA 52001-5000
Document Number0000012290
Instrument DateAug 14, 2020
Instrument2020-00012290
Transaction TypeConstruction Loan
Record UpdatedAug 9, 2022

Transaction

AmountAmount Recorded
Tax$87.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3500 DODGE ST STE 149, 149, DUBUQUE, IA 52003-5214

Mortgage

Document Number0000012291
DateAug 19, 2020
Instrument2020-00012291
Lender
NamePREMIER BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 13, 2021

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$149,600 (+133.39%) Land $22,300 Building $127,300$149,600 (+17.15%) Land $22,300 Building $127,300
2024$968.00 (-2.62%)
2023$64,100 (+16.59%) Land $9,200 Building $54,900$127,700 (+66.71%)
2022$994.00$54,980 Land $9,220 Building $45,760
2021$76,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
CenturyLink
DSL · Fiber in parts of the area
100 / 100
AT&T
Fixed Wireless
100 / 20

May also be available: Comelec Internet Services, ImOn Communications, Nextlink, Verizon.

Nearby Properties on White St

Nearby Streets

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