Dubuque County property record for 985 W Locust St, Dubuque, IA 52001
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 550 sqft · built 1946 |
| Lot Size | 0.119 acres (5,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $52,000 (Nov 2018) |
| Tax Bill | $820 (2024) |
| Deeds & Mortgages | Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-23-251-015 |
| Primary APN | 10-23-251-015 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 550 sqft Living Area |
| 1st Floor Area | 528 sqft |
| Attic Area | 528 sqft |
| Year Built | Built 1946 |
|---|---|
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Lot Area | 5,200 sqft (0.119 acres) |
| Lot Dimensions | 100 ft deep x 52 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 985 W LOCUST ST |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52001-4362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CI |
| Legal Description | LOT 1-23 WM BLAKES ADD & LOTS 2-2-7 & 1-2-8 SOUTHVIEW HGTS |
| Legal Subdivision | IRVING |
| Legal Lot Number | 1-23 2 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 600 |
Source: Dubuque County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 985 W LOCUST ST, DUBUQUE, IA 52001-4362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2018 · Amount on Record |
| Deed Sale | Nov 28, 2018 · Amount on Record |
| Prior Sale | Apr 10, 2006 · Amount on Record |
| Deed Document Number | 2018-00013997 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Nov 28, 2018 |
| Property Address | 985 W LOCUST ST, DUBUQUE, IA 52001-4362 |
| Document Number | 0000013997 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 2018-00013997 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 985 W LOCUST ST, DUBUQUE, IA 52001-4362 |
| Document Number | 0000013998 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 2018-00013998 |
| Name | AMERICAN TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2033 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $78,500 (+16.82%) Land $28,600 Building $49,900 | $78,500 (+16.82%) Land $28,600 Building $49,900 | |
| 2024 | $820.00 (-4.21%) | ||
| 2023 | $67,200 (+14.93%) Land $26,000 Building $41,200 | $67,200 (+14.93%) Land $26,000 Building $41,200 | |
| 2022 | $856.00 Homeowner's exemption | $58,470 Land $24,700 Building $33,770 | |
| 2021 | $58,470 Land $24,700 Building $33,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ImOn Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Comelec Internet Services, Nextlink.
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