985 W 5th St, Dubuque, IA 52001 Property Records

Dubuque County property record for 985 W 5th St, Dubuque, IA 52001

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,636 sqft · built 1907
Lot Size0.163 acres (7,125 sqft)
OwnerIndividual Name on Record
Last Sale$107,000 (Oct 2020)
Tax Bill$1,994 (2024)
Deeds & MortgagesDec 2021 Mortgage
Oct 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-25-108-024

Property Details

APN / Parcel Number

Primary APN10-25-108-024

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,636 sqft Living Area
1st Floor Area928 sqft
Upper Floors Area627 sqft
Basement Area941 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1907
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeWood Frame
Lot Area7,125 sqft (0.163 acres)
Lot Dimensions125 ft deep x 57 ft wide
Garage TypeAttached
Garage Area260 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area60 sqft
Deck Area100 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address985 W 5TH ST
CityDUBUQUE
StateIA
Zip52001-6533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionLOT 2 SUB 1 & 2 -6-7 OF MIN LOT 79 & LOT A OF MIN LOT 79
Legal SubdivisionLINCOLN
Legal Lot Number2,79
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group4
Census Block4011
Census Tract702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Langworthy Historic District
listed 2004 · 99 contributing resources · NRIS 04000813

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address985 W 5TH ST, DUBUQUE, IA 52001-6533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIDELITY BANK & TRUST
Oct 23, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DUPACO COMMUNITY CU
Aug 7, 2020Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2020 · Amount on Record
Deed SaleOct 23, 2020 · Amount on Record
Prior SaleMay 16, 2014 · Amount on Record
Deed Document Number2020-00016580
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address985 W 5TH ST, DUBUQUE, IA 52001-6533
Transaction TypeMortgage
Record UpdatedJul 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020954
DateDec 28, 2021
Instrument2021-00020954
Lender
NameFIDELITY BANK & TRUST
TypeBank
AddressDUBUQUE, IA 52002
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

October 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateOct 23, 2020
Property Address985 W 5TH ST, DUBUQUE, IA 52001-6533
Document Number0000016580
Instrument DateOct 8, 2020
Instrument2020-00016580
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 8, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$170.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address985 W 5TH ST, DUBUQUE, IA 52001-6533

Mortgage

Document Number0000016581
DateOct 23, 2020
Instrument2020-00016581
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateAug 7, 2020
Property Address985 W 5TH ST, DUBUQUE, IA 52001-6533
Document Number0000011602
Instrument DateJul 6, 2020
Instrument11602
Transaction TypeTransfer
Record UpdatedSep 28, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$135.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1626 BETTENDORF IA 527220028, BETTENDORF, IA 52722-0028

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$162,300 (+17.1%) Land $33,300 Building $129,000$162,300 (+17.1%) Land $33,300 Building $129,000
2024$1,994.00 (-4.13%)
2023$138,600 (+14.87%) Land $31,900 Building $106,700$138,600 (+14.87%) Land $31,900 Building $106,700
2022$2,080.00$120,660 Land $27,520 Building $93,140
2021$120,660 Land $27,520 Building $93,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ImOn Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, Comelec Internet Services, Nextlink, T-Mobile.

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