985 W 1580 S, Payson, UT 84651 Property Records

Utah County property record for 985 W 1580 S, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,336 sqft · built 2009
Lot Size	0.184 acres (8,015 sqft)
Owner	Individual Name on File
Last Sale	$293,000 (Mar 2018)
Tax Bill	$2,581 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-643-0354`

Property Details

APN / Parcel Number

Primary APN	`46-643-0354`
Alternative APN	`250682`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
Gross Area	3,295 sqft
1st Floor Area	1,336 sqft
Basement Area	1,453 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	A-Frame
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,015 sqft (0.184 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	117 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	250682
Street Address	985 W 1580 S
City	PAYSON
State	UT
Zip	84651-8713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 354, PLAT E, THE MAPLES AT BROOKSIDE PRD SUBDV. AREA 0.184 AC.
Legal Subdivision	MAPLES AT BROOKSIDE PRD
Legal Lot Number	354
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2024
Census Tract	10410

Owner

985 W 1580 S is owned and occupied by an individual who bought it in March 2018.

Source: Utah County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	985 W 1580 S, PAYSON, UT 84651-8713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Mar 24, 2020	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Mar 12, 2018	Warranty Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2018 · Amount on File
Deed Sale	Mar 12, 2018 · Amount on File
Prior Sale	Jan 30, 2009 · Amount on File
Deed Document Number	201823298
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	985 W 1580 S, PAYSON, UT 84651-8713
Transaction Type	Mortgage
Record Updated	Jul 13, 2022
Title Company	FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073303
Date	Jun 22, 2022
Instrument	73303:2022

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	985 W 1580 S, PAYSON, UT 84651-8713
Document Number	0000042160
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 W 1580 S PAYSON UT 846518713, PAYSON, UT 84651-8713

Mortgage

Document Number	0000042160
Date	Apr 1, 2020
Instrument	42160

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Mar 12, 2018
Property Address	985 W 1580 S, PAYSON, UT 84651-8713
Document Number	0000023298
Instrument Date	Mar 9, 2018
Instrument	023298:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 W 1580 S, PAYSON, UT 84651-8713

Tax Assessment & Valuation

The 2025 property tax bill for 985 W 1580 S was $2,581.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,755 (-44.74%)	$474,100 (+0.47%) Land $175,700 Building $298,400
2025	$2,581.00	$471,900 Land $167,400 Building $304,500	$471,900 Land $167,400 Building $304,500
2024	$2,581.00 (+7.59%)
2023	$2,399.00 (-2.24%)	$244,915	$445,300 Land $144,300 Building $301,000
2022	$2,454.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 985 W 1580 S in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	3 (1984)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 985 W 1580 S is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Intellipop Fixed Wireless	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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