Cook County property record for 985 Vine St, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,915 sqft · built 1919 |
| Lot Size | 0.261 acres (11,366 sqft) |
| Owner | Trust Name on File |
| Last Sale | $391,500 (Apr 1997) |
| Tax Bill | $24,745 (2023) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-17-306-015 |
| Primary APN | 05-17-306-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,915 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,366 sqft (0.261 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Street Address | 985 VINE ST |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-1832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOHN (CURRES) RESUB OF LT 3 EX N 20 FT IN HERRICKS RE SUB OF PTS N OF LTS 32-33 & N LINE OF 34 IN COUNTY CLERKS DIVN OF PT LY |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 17 |
| Legal Subdivision | JOHN CURRES RESUB OF LT 3 EX N 20 FT I |
| Legal Lot Number | 3,32, |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 800300 |
985 Vine St is owner-occupied and held in a trust since April 1997.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 985 VINE ST, WINNETKA, IL 60093-1832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Personal Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 1997 · Amount on File |
| Deed Sale | Apr 2, 1997 · Amount on File |
| Deed Document Number | 199746 |
| Prior Transfer Date | Mar 25, 1997 |
| Prior Transfer Doc | 0000000046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 985 VINE ST, WINNETKA, IL 60093-1832 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0025212447 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 2125212447 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $149,000 Land $30,688 Building $118,312 | $1,490,000 Land $306,880 Building $1,183,120 | |
| 2023 | $24,745.00 (+6.33%) | ||
| 2022 | $23,272.00 Homeowner's exemption | $110,052 Land $37,507 Building $72,545 | $1,100,520 Land $375,070 Building $725,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 985 Vine St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 985 Vine St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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