985 Trapelo Rd, Unit 20, Waltham, MA 02452 Property Records

Middlesex County and Waltham City property record for 985 Trapelo Rd, Unit 20, Waltham, MA 02452

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,200 sqft · built 2000
Lot Size	1.55 acres (67,927 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Jul 2023)
Tax Bill	$6,852 (2026)
Deeds & Mortgages	May 2021 Refinance Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`210149`

Property Details

APN / Parcel Number

Primary APN	`210149`
Alternative APN	`WALT M:014 B:005 L:008A 020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Units	24 Units
Stories	2 Stories
Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	67,927 sqft
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	210149
Street Address	985 TRAPELO RD, 20
City	WALTHAM
State	MA
Zip	02452-4872
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	LEXINGTON XING
Legal Block	5
Legal Lot Number	8A 020
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	6
Census Block	6001
Census Tract	368901

Owner

985 Trapelo Rd, Unit 20 is owned and occupied by two individuals who bought it in July 2023.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	985 TRAPELO RD, 20, WALTHAM, MA 02452-4872
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jul 5, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO
May 24, 2018	Condominium Deed, Transfer · Conventional Mortgage CAMBRIDGE TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2023 · Amount on File
Deed Sale	Jul 5, 2023 · Amount on File
Prior Sale	May 24, 2018 · Amount on File
Deed Book / Page	81736 / 444
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	985 TRAPELO RD UNIT 20, 20, WALTHAM, MA 02452-4872
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077695-86
Date	May 5, 2021
Book Page	77695/86
Instrument	102118

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Jul 5, 2023
Property Address	985 TRAPELO RD UNIT 20, 20, WALTHAM, MA 02452-4872
Document Number	081736-444
Book / Page	81736 / 444
Instrument Date	Jul 5, 2023
Instrument	73254
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	985 TRAPELO RD UNIT 20, 20, WALTHAM, MA 02452-4872

Mortgage

Document Number	0000073255
Date	Jul 5, 2023
Instrument	73255

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Aug 1, 2026
Max Rate At Change	2.75%
Index	1-Year CMT

May 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WALTHAM MA
Recording Date	May 24, 2018
Property Address	985 TRAPELO RD UNIT 20, 20, WALTHAM, MA 02452-4872
Document Number	71050-549
Book / Page	071050 / 000549
Instrument Date	May 18, 2018
Instrument	72710
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,248.08
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 TRAPELO RD #20 WALTHAM MA 024524872, 20, WALTHAM, MA 02452-4872

Mortgage

Document Number	71050-552
Date	May 24, 2018
Book Page	071050/000552
Instrument	72711

Lender

Name	CAMBRIDGE TR

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2048

Interest

Rate	3.49%

Tax Assessment & Valuation

The 2026 property tax bill for 985 Trapelo Rd, Unit 20 was $6,852, up 10.7% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,852.00 (+10.71%)	$664,000 (+5.36%) Building $664,000	$676,465 (-2.82%)
2025	$6,189.00 (+8.6%)	$630,200 (+6.6%) Building $630,200	$696,065 (+3.87%)
2024	$5,699.00 (-2.88%)	$591,200 (+3.97%) Building $591,200	$670,130
2023	$5,868.00	$568,600 Building $568,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 985 Trapelo Rd, Unit 20 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 985 Trapelo Rd, Unit 20 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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