985 Talapia Loop, The Villages, FL 32162 Property Records

Sumter County property record for 985 Talapia Loop, The Villages, FL 32162

Property Summary

Property Type	Single Family Home
Details	1,917 sqft · built 2006
Lot Size	0.16 acres (7,000 sqft)
Owner	2 Owner Names on Record
Last Sale	$264,500 (Mar 2012)
Tax Bill	$4,046 (2024)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`D26K085`

Property Details

APN / Parcel Number

Primary APN	`D26K085`
Alternative APN	`1026264`

Interior

Building Area	1,917 sqft Heated Area

Exterior

Year Built	Built 2006
Architectural Style	Custom Design
Construction Type	Concrete
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	461 sqft

Location & Zoning

Account Number	1026264
Street Address	985 TALAPIA LOOP
City	THE VILLAGES
State	FL
Zip	32162-4090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 85 THE VILLAGES OF SUMTER UNIT NO 121 PB 8 PG 18-18A
Legal Range	23E
Legal Township	18S
Legal Section	26
Legal Subdivision	VILLAGES OF SUMTER
Legal Lot Number	85
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	1
Census Block	1000
Census Tract	911206

Owner

Source: Sumter County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	985 TALAPIA LOOP, THE VILLAGES, FL 32162-4090
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2012 · Amount on Record
Deed Sale	Mar 6, 2012 · Amount on Record
Prior Sale	Nov 13, 2009 · Amount on Record
Deed Document Number	201260006713
Deed Book / Page	2419 / 0188
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	985 TALAPIA LOOP, THE VILLAGES, FL 32162-4090
Document Number	0032070068
Instrument Date	Jan 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 TALAPIA LOOP THE VILLAGES FL 321624090, THE VILLAGES, FL 32162-4090

Mortgage

Document Number	0032070068
Date	Jan 19, 2017
Book Page	003207/000068
Instrument	60002136

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$288,510 (+5.98%)	$423,450 (-1.99%) Land $42,000 Building $381,450
2024	$4,046.00 (+6.08%)
2023	$3,814.00 (+2.39%) Additional exemption filed	$272,220 (+3%)	$432,040 (+3.04%) Land $28,000 Building $404,040
2022	$3,725.00 Homeowner's exemption	$264,300	$419,300 Land $27,930 Building $391,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20