985 SW 4th St, Boca Raton, FL 33486 Property Records

Palm Beach County property record for 985 SW 4th St, Boca Raton, FL 33486

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,342 sqft · built 1969
Lot Size0.172 acres (7,501 sqft)
OwnerIndividual Name on Record
Last Sale$370,000 (Feb 2018)
Tax Bill$6,224 (2025)
Deeds & MortgagesSep 2020 Mortgage
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-42-47-25-01-004-0240

Property Details

APN / Parcel Number

Primary APN06-42-47-25-01-004-0240

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,342 sqft Living Area
Gross Area2,139 sqft
1st Floor Area1,342 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeAttached
Garage Area429 sqft
PorchFinished/Open Porch
Porch Area368 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address985 SW 4TH ST
CityBOCA RATON
StateFL
Zip33486-4507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-D
Legal DescriptionBOCA RATON SQUARE UNIT 1 LT 24 BLK 4
Legal Range42E
Legal Township47S
Legal Section25
Legal SubdivisionBOCA RATON SQUARE
Legal Block4
Legal Lot Number24
Legal Unit1
JurisdictionPALM BEACH FL
Township / Civil DivisionBOCA RATON
Census Block Group1
Census Block1014
Census Tract7604

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address985 SW 4TH ST, BOCA RATON, FL 33486-4507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 23, 2018Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2018 · Amount on Record
Deed SaleFeb 23, 2018 · Amount on Record
Prior SaleMar 12, 2015 · Amount on Record
Deed Document Number201869220
Deed Book / Page29667 / 1673
Prior Transfer DateAug 20, 2007
Prior Transfer Doc0220990674
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address985 SW 4TH ST, BOCA RATON, FL 33486-4507
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMASON TITLE COMPANY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address985 SW 4TH ST, BOCA RATON, FL 33486-4507

Mortgage

Document Number0317441439
DateSep 15, 2020
Book Page31744/1439
Instrument20200341977
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateFeb 23, 2018
Property Address985 SW 4TH ST, BOCA RATON, FL 33486-4507
Document Number0296671673
Book / Page029667 / 001673
Instrument DateFeb 16, 2018
Instrument69220
Transaction TypeTransfer
Record UpdatedMar 12, 2018
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address985 SW 4TH ST BOCA RATON FL 334864507, BOCA RATON, FL 33486-4507

Mortgage

Document Number296671674
DateFeb 23, 2018
Book Page029667/001674
Instrument69221
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 22, 2048

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBoca Raton City
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,224.00 (+3.11%) Homeowner's exemption$385,897 (+5.99%)$565,724 (-1.42%) Land $362,096 Building $203,628
2024$6,036.00 (+2.41%)
2023$5,894.00 (+1.08%) Homeowner's exemption$364,098 (+3%)$573,901 (+14.88%) Land $293,832 Building $280,069
2022$5,831.00 Homeowner's exemption$353,493$499,553 Land $269,808 Building $229,745

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 147 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies147 in force
Nearby Flood Claims11 (1979–2025)
Claims Outside the SFHA5 of 11
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOCA RATON WTP
serves 130,000 people · EPA ID FL4500130
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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