Calvert County property record for 985 Stoakley Rd, Prince Frederick, MD 20678
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,920 sqft · built 1991 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $565,000 (Jun 2022) |
| Tax Bill | $5,141 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-071037 |
| Primary APN | 02-071037 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Total Area |
| Basement Area | 480 sqft |
| Finished Basement | 480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 760 sqft |
| Deck Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 071037 |
|---|---|
| Street Address | 985 STOAKLEY RD |
| City | PRINCE FREDERICK |
| State | MD |
| Zip | 20678-3865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 3R PHASE 1 PLAT 1 GUY SCRIVENER EST |
| Legal Subdivision | GUY SCRIVENER ESTATE |
| Legal Phase | 1 |
| Legal Lot Number | 3R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 860701 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 985 STOAKLEY RD, PRINCE FREDERICK, MD 20678-3865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Aug 9, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 24, 2022 | Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Oct 9, 2020 | Grant Deed, Transfer · VA Mortgage HOMESPIRE MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2022 · Amount on Record |
| Deed Sale | Jun 24, 2022 · Amount on Record |
| Prior Sale | Oct 8, 2020 · Amount on Record |
| Deed Book / Page | 6303 / 350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 985 STOAKLEY RD, PRINCE FREDERICK, MD 20678-3865 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0060450457 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 6045/457 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jun 24, 2022 |
| Property Address | 985 STOAKLEY RD, PRINCE FREDERICK, MD 20678-3865 |
| Document Number | 0063030350 |
| Book / Page | 6303 / 350 |
| Map Reference | MB KPS 3 FO 062 |
| Instrument Date | Jun 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Title Company | NOT AVAILABLE, TITLEMAX LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,412.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 985 STOAKLEY RD, PRINCE FREDERICK, MD 20678-3865 |
| Document Number | 0006303357 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 6303/357 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Oct 9, 2020 |
| Property Address | 985 STOAKLEY RD, PRINCE FREDERICK, MD 20678-3865 |
| Document Number | 0057250226 |
| Book / Page | 005725 / 000226 |
| Instrument Date | Sep 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2021 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 985 STOAKLEY RD PRINCE FREDERICK MD 206783865, PRINCE FREDERICK, MD 20678-3865 |
| Document Number | 57250234 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 005725/000234 |
| Name | HOMESPIRE MTG CORP |
|---|---|
| Address | GAITHERSBURG, MD 20878 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2050 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $479,333 (+14.97%) | $502,800 (+16.28%) Land $167,000 Building $335,800 | |
| 2025 | $5,141.00 (+18.7%) | ||
| 2023 | $4,331.00 Homeowner's exemption | $416,933 | $432,400 Land $167,000 Building $265,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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