985 State Rte 140 E, Utica, KY 42376 Property Records

Daviess County property record for 985 State Rte 140 E, Utica, KY 42376

Property Summary

Property Type	Farm - Irrigated or Dry
Details	4 bd · 2.5 ba · 1,184 sqft · built 1989
Lot Size	10 acres (436,907 sqft)
Owner	Individual Name on File
Tax Bill	$1,360 (2025)
Deeds & Mortgages	Oct 2005 Line of Credit Aug 2005 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`067-00-00-063-00-000`

Property Details

APN / Parcel Number

Primary APN	`067-00-00-063-00-000`
Alternative APN	`2222616`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,184 sqft Living Area
Gross Area	1,056 sqft
Basement Area	1,056 sqft
Finished Basement	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	436,907 sqft (10 acres)
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	985 STATE ROUTE 140 E
City	UTICA
State	KY
Zip	42376-9003
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	985 HWY 140 E
Jurisdiction	DAVIESS KY
Township / Civil Division	UTICA-STANLEY
Census Block Group	2
Census Block	2035
Census Tract	1703

Owner

985 State Rte 140 E, an agricultural property, is owned and occupied by an individual.

Source: Daviess County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	985 STATE ROUTE 140 E, UTICA, KY 42376-9003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2005	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK OF OWENSBORO NIC
Aug 31, 2005	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK OF OWENSBORO INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	985 STATE ROUTE 140 E, UTICA, KY 42376-9003
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001463/336
Date	Oct 24, 2005
Book Page	1463/336
Instrument	2005-00018917

Lender

Name	FIRST SECURITY BANK OF OWENSBORO NIC
Address	OWENSBORO, KY 42301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 24, 2015

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	985 STATE ROUTE 140 E, UTICA, KY 42376-9003
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001450/668
Date	Aug 31, 2005
Book Page	1450/668
Instrument	2005-00015361

Lender

Name	FIRST SECURITY BANK OF OWENSBORO INC
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 985 State Rte 140 E was $1,360 with a homeowner's exemption.

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Unified School District	Daviess County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,100 (-)	$224,550 (-)
2025	$1,360.00 Homeowner's exemption	$181,100 Land $6,700 Building $174,400	$224,550 Land $50,150 Building $174,400
2023		$139,630	$173,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 985 State Rte 140 E in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1989–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2011 · 4 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 985 State Rte 140 E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Watch TV Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 140 E

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