985 Spruce St, Waukee, IA 50263 Property Records

Dallas County property record for 985 Spruce St, Waukee, IA 50263

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,487 sqft · built 2020
Lot Size	0.26 acres (11,368 sqft)
Owner	Individual Name on Record
Last Sale	$405,500 (Aug 2025)
Tax Bill	$6,796 (2024)
Deeds & Mortgages	Jun 2025 Mortgage Aug 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000001232281007`

Property Details

APN / Parcel Number

Primary APN	`000001232281007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,487 sqft Living Area
Basement Area	1,487 sqft
Finished Basement	970 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Ranch
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,368 sqft (0.26 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	985 SPRUCE ST
City	WAUKEE
State	IA
Zip	50263-9201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING CREST PLAT 2 LOT 4
Legal Range	26
Legal Township	79
Legal Section	32
Legal Subdivision	SPRING CREST PLAT 2
Legal Lot Number	4
Jurisdiction	DALLAS IA
Township / Civil Division	WALNUT
Census Block Group	2
Census Block	2019
Census Tract	50902

Owner

Source: Dallas County records, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	985 SPRUCE ST, WAUKEE, IA 50263-9201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2025	Deed of Trust, Mortgage · Closed-End Mortgage CHARTER BANK
Aug 22, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 21, 2020	Warranty Deed, Transfer · Conventional Mortgage CHARTER BK
Apr 28, 2020	Deed of Trust, Construction Loan · Construction Mortgage COMMUNITY ST BK
Jun 22, 2018	Warranty Deed, Construction Loan · Construction Mortgage COMMUNITY ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2025 · Amount on Record
Deed Sale	Aug 22, 2025 · Amount on Record
Prior Sale	Oct 21, 2020 · Amount on Record
Deed Document Number	2025-14267
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	985 SPRUCE ST, WAUKEE, IA 50263-9201
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 SPRUCE ST, WAUKEE, IA 50263-9201

Mortgage

Document Number	0202509842
Date	Jun 16, 2025
Instrument	2025-09842

Lender

Name	CHARTER BANK
Type	Bank
Address	WAUKEE, IA 50263

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Dec 15, 2025

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Aug 22, 2025
Property Address	985 SPRUCE ST, WAUKEE, IA 50263-9201
Document Number	0202514267
Instrument Date	Aug 18, 2025
Instrument	2025-14267
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$648.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	985 SPRUCE ST, WAUKEE, IA 50263-9201

Mortgage

Document Number	0202514268
Date	Aug 22, 2025
Instrument	2025-14268

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Oct 21, 2020
Property Address	985 SPRUCE ST, WAUKEE, IA 50263-9201
Document Number	0000029231
Instrument Date	Oct 20, 2020
Instrument	29231
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	985 SPRUCE ST WAUKEE IA 502639201, WAUKEE, IA 50263-9201

Mortgage

Document Number	29234
Date	Oct 21, 2020
Instrument	29234

Lender

Name	CHARTER BK
Type	Bank
Address	JOHNSTON, IA 50131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2050

April 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Recording Date	Apr 28, 2020
Property Address	985 SPRUCE ST, WAUKEE, IA 50263-9201
Document Number	0000008155
Instrument Date	Apr 17, 2020
Instrument	8155
Transaction Type	Construction Loan
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	985 SPRUCE ST WAUKEE IA 502639201, WAUKEE, IA 50263-9201
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008155
Date	Apr 28, 2020
Instrument	8155

Lender

Name	COMMUNITY ST BK
Type	Bank
Address	ANKENY, IA 50023

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Jun 22, 2018
Property Address	985 SPRUCE ST, WAUKEE, IA 50263-9201
Document Number	0000011372
Instrument Date	May 18, 2018
Instrument	11372
Transaction Type	Construction Loan
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$136.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1680 SW ANKENY RD ANKENY IA 500238270, ANKENY, IA 50023-8270
Investor	Possibly a Property Investor

Mortgage

Document Number	11374
Date	Jun 22, 2018
Instrument	11374

Lender

Name	COMMUNITY ST BK
Type	Bank
Address	ANKENY, IA 50023

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dallas County
Municipality	Waukee City
Unified School District	Waukee Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$422,900 (+3.12%) Land $80,000 Building $342,900	$422,900 (+3.12%) Land $80,000 Building $342,900
2024	$6,796.00 (-9.36%)
2023		$410,110 Land $80,000 Building $330,110	$410,110 Land $80,000 Building $330,110
2022	$7,498.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Mi-Fiber Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Verizon.

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