Calaveras County property record for 985 Simpson Rd, Rail Road Flat, CA 95248 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,056 sqft · built 1991 |
| Lot Size | 2.51 acres (109,336 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $1,761 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-013-061-000 |
| Primary APN | 014-013-061-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,056 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Modern |
| Construction Type | Wood |
| Lot Area | 109,336 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Old Parcel Number | 014-013-061 |
|---|---|
| Street Address | 985 SIMPSON RD |
| City | RAIL ROAD FLAT |
| State | CA |
| Zip | 95248-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 OF ROS 6 177 IN 34 T6R13 |
| Legal Subdivision | TOWNSHIP 6 NORTH |
| Legal Lot Number | 4 |
| Legal Unit | 13 |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | ARNOLD-WEST POINT |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 400 |
Source: Calaveras County records · APN 014-013-061-000
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 455, RAIL ROAD FLAT, CA 95248-0455 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Aug 13, 2025 |
| Transfer Doc | 0000008314 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 985 SIMPSON RD, RAIL ROAD FLAT, CA 95248-1101 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000006617 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 2018-006617 |
| Name | UNIFY FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TORRANCE, CA 90501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: Calaveras County records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Unified School District | Calaveras Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $141,536 (+2%) Land $32,093 Building $109,443 | |
| 2025 | $1,761.00 (+1.97%) Homeowner's exemption | $138,762 (+4.04%) Land $31,464 Building $107,298 |
| 2023 | $1,727.00 (+6.08%) Homeowner's exemption | $133,377 Land $30,244 Building $103,133 |
| 2022 | $1,628.00 |
Source: FEMA National Flood Hazard Layer, Calaveras County (06009C), updated June 30, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Extreme above 97% of the US · above 86% of California |
|---|---|
| Wildfire Likelihood | About 1 in 62 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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