985 Silverton Cir, Lincoln, CA 95648 Property Records

Placer County property record for 985 Silverton Cir, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,943 sqft · built 2005
Lot Size	0.149 acres (6,477 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Apr 2025)
Tax Bill	$9,144 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`328-080-035-000`

Property Details

APN / Parcel Number

Primary APN	`328-080-035-000`
Alternative APN	`328-080-035`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,943 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	6,477 sqft (0.149 acres)
Garage Area	637 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	328-080-035
Street Address	985 SILVERTON CIR
City	LINCOLN
State	CA
Zip	95648-8000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 LINCOLN CROSSING VILLAGE 2B PH 1 MOR Z-5
Legal Subdivision	LINCOLN CROSSING VILLAGE 2B PH 1
Legal Lot Number	35
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1021
Census Tract	23300

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	985 SILVERTON CIR, LINCOLN, CA 95648-8000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 22, 2026	Gift Deed, Transfer · Conventional Mortgage HOME LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2025 · Amount on Record
Deed Sale	Apr 4, 2025 · Amount on Record
Prior Sale	Feb 25, 2021 · Amount on Record
Deed Document Number	202518143
Prior Transfer Date	Mar 12, 2015
Prior Transfer Doc	0000019022
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	985 SILVERTON CIR, LINCOLN, CA 95648-8000
Transaction Type	Mortgage
Record Updated	May 6, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 SILVERTON CIR, LINCOLN, CA 95648-8000

Mortgage

Document Number	0000026927
Date	Feb 25, 2021
Instrument	2021-0026927

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	PLACER CA
Recording Date	Apr 22, 2026
Property Address	985 SILVERTON CIR, LINCOLN, CA 95648-8000
Document Number	0000022741
Instrument Date	Apr 15, 2026
Instrument	202622741
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	985 SILVERTON CIR, LINCOLN, CA 95648-8000

Mortgage

Document Number	0000022742,
Date	Apr 22, 2026
Instrument	202622742

Lender

Name	HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$663,000 (+44.12%) Land $173,400 Building $489,600
2025	$9,144.00 (+1.36%)	$460,032 (+4.04%) Land $178,600 Building $281,432
2024	$9,021.00 (+1.62%)
2023	$8,877.00 (+1.91%)	$442,170 Land $171,666 Building $270,504
2022	$8,711.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Succeed.Net Fiber	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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