985 Severn Dr, Coshocton, OH 43812 Property Records

Coshocton County property record for 985 Severn Dr, Coshocton, OH 43812

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,226 sqft · built 1954
Lot Size	0.632 acres (27,540 sqft)
Owner	Individual Name on File
Last Sale	$343,000 (Jun 2024)
Tax Bill	$4,153 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004555-2`

Property Details

APN / Parcel Number

Primary APN	`004555-2`
Alternative APN	`0430000471400`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,226 sqft Living Area
Gross Area	2,081 sqft
1st Floor Area	2,081 sqft
Basement Area	2,081 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	27,540 sqft (0.632 acres)
Lot Dimensions	152 ft deep x 157 ft wide
Terrain	Below Road/Slope
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	275 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004555-2
Street Address	985 SEVERN DR
City	COSHOCTON
State	OH
Zip	43812-2769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN-LOT 3167 134.55 X 204.43 FIRST AVONDALE ADDITION
Legal Subdivision	AVONDALE SUBDIVISION
Legal Lot Number	3167
Jurisdiction	COSHOCTON OH
Township / Civil Division	COSHOCTON
Census Block Group	1
Census Block	1019
Census Tract	961700

Owner

985 Severn Dr is owned and occupied by an individual who bought it in June 2024.

Source: Coshocton County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1190 WINTERSON RD, LINTHICUM, MD 21090-2209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2024 · Amount on File
Deed Sale	Jun 13, 2024 · Amount on File
Prior Sale	Mar 4, 1997 · Amount on File
Deed Document Number	20242054
Deed Book / Page	801 / 2773
Prior Transfer Date	Nov 18, 1994
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	985 SEVERN DR, COSHOCTON, OH 43812-2769
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 SEVERN DR, COSHOCTON, OH 43812-2769

Mortgage

Document Number	00809/4248
Date	Dec 23, 2025
Book Page	809/4248
Instrument	202500005372

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	343 Months
Due	Jul 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 985 Severn Dr was $4,153 with a homeowner's exemption.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
Municipality	Coshocton City
Unified School District	Coshocton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,153.00	$92,700 Land $20,050 Building $72,650	$264,860 Land $57,280 Building $207,580
2023	$3,003.00 (-2.82%)	$63,476 (-) Land $15,421 Building $48,055
2022	$3,090.00	$63,476 Land $15,421 Building $48,055
2021			$181,360 Land $44,060 Building $137,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 985 Severn Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 985 Severn Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
altafiber Network Solutions Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20