Indian River County property record for 985 Schumann Dr, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,476 sqft · built 1977 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $78,000 (Mar 2015) |
| Tax Bill | $3,033 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-39-18-00004-6260-00003.0 |
| Primary APN | 31-39-18-00004-6260-00003.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,476 sqft Living Area |
| Gross Area | 2,001 sqft |
| 1st Floor Area | 1,476 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 104 ft deep x 81 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 720 sqft |
| Porch | Open Porch |
| Porch Area | 381 sqft |
| Patio Area | 75 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 985 SCHUMANN DR |
|---|---|
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-5331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SECOND REPLAT IN SEBASTIAN HIGHLANDS UNIT-9 FIRST REPLAT IN SEBASTIAN HIGHLANDS UNIT-16 PBI 8 - 71 BLK 626 LOT 3 |
| Legal Range | 39E |
| Legal Township | 31S |
| Legal Section | 18 |
| Legal Subdivision | SECOND / FIRST REPLAT IN SEBASTIAN HIGHL |
| Legal Block | 626 |
| Legal Lot Number | 3 |
| Legal Unit | 9 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 50805 |
985 Schumann Dr is owned and occupied by two individuals who bought it in March 2015.
Source: Indian River County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 985 SCHUMANN DR, SEBASTIAN, FL 32958-5331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2023 | Deed of Trust, Mortgage · Line of Credit ITHINK FINANCIAL CU |
| Mar 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ITHINK FINANCIAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2015 · Amount on File |
| Deed Sale | Mar 6, 2015 · Amount on File |
| Prior Sale | Aug 19, 2011 · Amount on File |
| Deed Document Number | 201513713 |
| Deed Book / Page | 2828 / 1150 |
| Prior Transfer Date | Jan 3, 2003 |
| Prior Transfer Doc | 1554001087 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 985 SCHUMANN DR, SEBASTIAN, FL 32958-5331 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 985 SCHUMANN DR, SEBASTIAN, FL 32958-5331 |
| Document Number | 0036052439 |
|---|---|
| Date | Mar 14, 2023 |
| Book Page | 3605/2439 |
| Instrument | 3120230011952 |
| Name | ITHINK FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | DELRAY BEACH, FL 33445 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 7, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 985 SCHUMANN DR, SEBASTIAN, FL 32958-5331 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2022 |
| Title Company | PROFESSIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 985 SCHUMANN DR, SEBASTIAN, FL 32958-5331 |
| Document Number | 0035242297 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 3524/2297 |
| Instrument | 3120220019439 |
| Name | ITHINK FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | DELRAY BEACH, FL 33445 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 985 Schumann Dr was $3,033 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,033.00 Homeowner's exemption | $191,525 | $217,505 Land $32,909 Building $184,596 |
| 2023 | $1,704.00 (+4.86%) | $130,005 (+3%) | $194,961 (+20.11%) Land $32,909 Building $162,052 |
| 2022 | $1,625.00 | $126,219 | $162,320 Land $23,507 Building $138,813 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 985 Schumann Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 95 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 95 in force |
| Nearby Flood Claims | 9 (1999–2013) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Sep 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 985 Schumann Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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