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985 S State St, Richmond, UT 84333 Property Records

Cache County property record for 985 S State St, Richmond, UT 84333

Property Summary

Property TypeSingle Family Home
Details1,713 sqft · built 1904
Lot Size2.84 acres (123,710 sqft)
Owner2 Company Names on Record
Last Sale$532,665 (Sep 2025)
Tax Bill$2,106 (2025)
Deeds & MortgagesJun 2026 Mortgage
Sep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN09-084-0034

Property Details

APN / Parcel Number

Primary APN09-084-0034

Interior

Building Area1,713 sqft Living Area

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Lot Area123,710 sqft (2.84 acres)

Location & Zoning

Street Address985 S STATE ST
CityRICHMOND
StateUT
Zip84333-1575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG N 1320.5 FT BR OF SE COR LT 2 SEC 2 T 13N R 1E & TH S8953'23''W 27.89 FT (W 25 FT BR) TH N 037'30''W 57.5 FT TH S8959'58'
Legal Range01E
Legal Township13N
Legal Section02
Legal SubdivisionRICHMOND HILLS SUBD
Legal Lot Number2
JurisdictionCACHE UT
Township / Civil DivisionLEWISTON
Census Block Group1
Census Block1041
Census Tract101

Owner

Source: Cache County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address985 S STATE ST, RICHMOND, UT 84333-1575
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE COMPANY
Sep 16, 2025Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2025 · Amount on Record
Deed SaleSep 16, 2025 · Amount on Record
Prior SaleJan 28, 2014
Deed Document Number20251383469
Deed Book / Page2505 / 1517
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCACHE UT
Recording DateJun 22, 2026
Property Address985 S STATE ST, RICHMOND, UT 84333-1575
Document Number0001399386
Book / Page2551 / 420
Instrument DateJun 15, 2026
Instrument20261399386
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyUS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address985 S STATE ST, RICHMOND, UT 84333-1575

Mortgage

Document Number0001399386,
DateJun 22, 2026
Book Page2551/420
Instrument20261399386
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCACHE UT
Recording DateSep 16, 2025
Property Address985 S STATE ST, RICHMOND, UT 84333-1575
Document Number02505/1517
Book / Page2505 / 1517
Instrument DateSep 15, 2025
Instrument1383469
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyLEXUS TITLE INSURANCE AGENCY LLC, US TITLE INSURANCE AGCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address985 S STATE ST, RICHMOND, UT 84333-1575

Mortgage

Document Number0001383470
DateSep 16, 2025
Instrument1383470
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateUtah
CountyCache County
MunicipalityRichmond City
Unified School DistrictCache School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,106.00 (+7.5%)$287,720 (+15.64%)$472,420 (+10.2%) Land $285,600 Building $186,820
2024$1,959.00 (-5.54%)$248,810 (-0.03%)$428,679 (-0.16%) Land $122,080 Building $306,599
2023$2,074.00$248,880$429,371 Land $122,080 Building $307,291

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2005 · Flooding And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 72% of Utah
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND CITY WATER SYSTEM
serves 2,967 people · EPA ID UTAH03018
Water SourceGroundwater
Last State InspectionSep 2023
Lead3 ppb (2025)
action level 15 ppb
Copper1.55 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless		499 / 285
Verizon
Fixed Wireless		300 / 20

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