985 S Main St, Snowflake, AZ 85937 Property Records

Navajo County property record for 985 S Main St, Snowflake, AZ 85937

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	546 sqft · built 1997
Lot Size	0.44 acres (19,166 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Sep 2019)
Tax Bill	$1,394 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`202-15-048A`

Property Details

APN / Parcel Number

Primary APN	`202-15-048A`

Interior

Stories	1 Story
Building Area	546 sqft Gross Area
1st Floor Area	546 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Combination
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	19,166 sqft (0.44 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	985 S MAIN ST
City	SNOWFLAKE
State	AZ
Zip	85937-5501
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	MUNICIPAL
Legal Description	SECTION 25,T13N,R21E:BEG NW COR;TH S0DG50'48 E 709.25'; TH S5DG35'E 190.93';TH S3DG53'15 E 136.17' TPOB; TH S03DG53'15E 55.13'; TH S0DG29'30 W 81.05' ; THS86DG39'40 E 148.95';TH N0DG37'E 140.18'; TH N86DG39'40 W 155' TPOB LESS HWY R/W PER 853/567
Legal Range	21E
Legal Township	13N
Legal Section	25
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1112
Census Tract	963400

Owner

Source: Navajo County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 246, SNOWFLAKE, AZ 85937-0246
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNITED STATES OF AMERICA
Sep 23, 2019	Warranty Deed, Transfer PIONEER TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2019 · Amount on Record
Deed Sale	Sep 23, 2019 · Amount on Record
Prior Sale	Mar 1, 2016 · Amount on Record
Deed Document Number	201914690
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	985 S MAIN ST, SNOWFLAKE, AZ 85937-5501
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019238
Date	Oct 11, 2022
Instrument	2022-19238

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	NEW HYDE PARK, NY 11042

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2032

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Sep 23, 2019
Property Address	985 S MAIN ST, SNOWFLAKE, AZ 85937-5501
Document Number	0000014690
Instrument Date	Sep 12, 2019
Instrument	2019-14690
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1822, TAYLOR, AZ 85939-1822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 246, SNOWFLAKE, AZ 85937-0246

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Snowflake Town
Unified School District	Snowflake Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$146,941 (-2.62%) Land $23,710 Building $123,231
2025	$1,394.00 (-0.29%)	$27,161 Land $4,268 Building $22,893	$150,894 Land $23,710 Building $127,184
2023	$1,398.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2006–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 71% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SNOWFLAKE serves 5,590 people · EPA ID AZ0409029
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Smith Bagley Fixed Wireless	100 / 100

May also be available: Verizon.

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