985 S Derby Rd, Stanton, MI 48888 Property Records

Montcalm County property record for 985 S Derby Rd, Stanton, MI 48888

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,736 sqft · built 1999
Lot Size3.08 acres (134,383 sqft)
OwnerIndividual Name on Record
Last Sale$375,000 (Apr 2021)
Tax Bill$3,543 (2025)
Deeds & MortgagesJun 2013 Mortgage
Jul 2008 Mortgage
+ 2 more
APN019-003-006-31

Property Details

APN / Parcel Number

Primary APN019-003-006-31

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area2,736 sqft Building Perimeter
1st Floor Area1,824 sqft
Basement Area1,824 sqft
Unfinished Basement1,824 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRustic
Lot Area134,383 sqft (3.08 acres)
Garage Area576 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address985 S DERBY RD
CitySTANTON
StateMI
Zip48888-9134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART OF THE SW 1/4 OF SEC 3; DESC AS BEG AT THE SW COR OF SD SEC; TH N 00 DEG 02' 30" E 330 FT ALG THE W SEC LINE; TH S 74 DE
Legal Range07W
Legal Township10N
Legal Section03
JurisdictionMONTCALM MI
Township / Civil DivisionSIDNEY
Census Block Group3
Census Block3008
Census Tract970800

Owner

Source: Montcalm County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address985 S DERBY RD, STANTON, MI 48888-9134
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2013Deed of Trust, Mortgage
CHEMICAL BANK
Jul 8, 2008Deed of Trust, Mortgage
CHEMICAL BANK
Apr 30, 2026Quit Claim Deed, Transfer · Balloon Mortgage
COMMUNITY FIRST CREDIT UNION
Apr 22, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
COMMUNITY FIRST FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2021 · Amount on Record
Deed SaleApr 22, 2021 · Amount on Record
Deed Document Number20216194
Last Transfer DateApr 20, 2026
Transfer Doc0000004792
Record UpdatedSep 20, 2026

June 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTCALM MI
Property Address985 S DERBY RD, STANTON, MI 48888-9134
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number01587/0645
DateJun 20, 2013
Book Page1587/0645
Lender
NameCHEMICAL BANK
TypeBank
AddressMIDLAND, MI 48640
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTCALM MI
Property Address985 S DERBY RD, STANTON, MI 48888-9134
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number01411/0986
DateJul 8, 2008
Book Page1411/0986
Lender
NameCHEMICAL BANK
TypeBank
AddressSTANTON, MI 48888
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTCALM MI
Recording DateApr 30, 2026
Property Address985 S DERBY RD, STANTON, MI 48888-9134
Document Number0000004792
Instrument DateApr 20, 2026
Instrument20264792
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address985 S DERBY RD, STANTON, MI 48888-9134

Mortgage

Document Number2026R04793,
DateApr 30, 2026
Instrument20264793
Lender
NameCOMMUNITY FIRST CREDIT UNION
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term60 Months
DueMay 1, 2031
Interest
Rate TypeBalloon
Rate6.22%
Initial TypeBalloon
Max Rate-1%

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTCALM MI
Recording DateApr 22, 2021
Property Address985 S DERBY RD, STANTON, MI 48888-9134
Document Number2021R06194
Instrument DateApr 19, 2021
Instrument2021R06194
Transaction TypeTransfer
Record UpdatedJun 29, 2026
Title CompanyMISC COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address985 DERBY RD, SIDNEY, MI 48885

Mortgage

Document Number2021R06195
DateApr 22, 2021
Instrument2021R-06195
Lender
NameCOMMUNITY FIRST FCU
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term61 Months
DueMay 1, 2026

Tax Assessment & Valuation

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMontcalm County
County SubdivisionSidney Township
Unified School DistrictCentral Montcalm Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$292,800 (+6.47%)$585,600 (+6.47%)
2025$3,543.00 (+3.84%)$275,000 (+19.93%)$550,000 (+139.86%)
2024$3,412.00
2023$229,300$229,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Point Broadband
Fixed Wireless
100 / 20

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