985 Riverside Dr, Welch, WV 24801 Property Records

McDowell County property record for 985 Riverside Dr, Welch, WV 24801

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,922 sqft · built 1956
Lot Size	0.721 acres (31,407 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jan 2023)
Tax Bill	$1,101 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-12-0116.0000`

Property Details

APN / Parcel Number

Primary APN	`15-12-0116.0000`
Alternative APNs	`27-15-12-0116.0000` `00800116`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,922 sqft Living Area
1st Floor Area	2,196 sqft
Family Room	Family Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	31,407 sqft (0.721 acres)
Lot Dimensions	115 ft deep x 245 ft wide
Terrain	Below Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00800116
Street Address	985 RIVERSIDE DR
City	WELCH
State	WV
Zip	24801-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT PCL AA & PCL BET AA & TUG RIVER SOUTH WOOD ADN
Jurisdiction	MCDOWELL WV
Township / Civil Division	BROWNS CREEK
Census Block Group	1
Census Block	1051
Census Tract	954503

Owner

Source: McDowell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	985 RIVERSIDE DR, WELCH, WV 24801-2611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 24, 2023	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2023 · Amount on Record
Deed Sale	Jan 24, 2023 · Amount on Record
Deed Document Number	2023270
Deed Book / Page	649 / 189
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL WV
Property Address	985 RIVERSIDE DR, WELCH, WV 24801-2611
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 RIVERSIDE DR, WELCH, WV 24801-2611

Mortgage

Document Number	000461/223
Date	Dec 4, 2025
Book Page	461/223
Instrument	202500003649

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2040

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MCDOWELL WV
Recording Date	Jan 24, 2023
Property Address	985 RIVERSIDE DR, WELCH, WV 24801-2611
Document Number	000649/189
Book / Page	649 / 189
Map Reference	MB 13 PG 102
Instrument Date	Jan 9, 2023
Instrument	202300000270
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202300000271
Date	Jan 24, 2023
Instrument	202300000271

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	McDowell County
Municipality	Welch City
Unified School District	McDowell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,101.00 (+0.73%)	$72,780 (+0.66%) Land $12,120 Building $60,660	$121,300 (+0.66%) Land $20,200 Building $101,100
2025	$1,093.00 (+39.06%)	$72,300 (-) Land $12,120 Building $60,180	$120,500 (-) Land $20,200 Building $100,300
2023	$786.00 Homeowner's exemption Disabled Person's exemption	$72,300 Land $12,120 Building $60,180	$120,500 Land $20,200 Building $100,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2005 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	195 (1978–2025)
Claims Outside the SFHA	43 of 195
Most Recent Claim	Feb 2025 · Severe Storm, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 27 claims Severe Storms, Flooding, Mudslides, And Landslides, Jun 2010 · 12 claims Severe Storms, Flooding And Landslides, May 2002 · 90 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 85% of West Virginia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WELCH serves 2,907 people · EPA ID WV3302421
Water Source	Groundwater
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2025 Sanitary survey deficiency not corrected Aug 2022
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Riverside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures