Bell County property record for 985 Ridgeoak Dr, Belton, TX 76513
| Property Type | Single Family Home |
|---|---|
| Details | 2,009 sqft · built 2013 |
| Lot Size | 0.52 acres (22,677 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,566 (2023) |
| Deeds & Mortgages | Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0430070907 |
| Primary APN | 0430070907 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,009 sqft Living Area |
| 1st Floor Area | 2,009 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 22,677 sqft (0.52 acres) |
| Garage Area | 556 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 424 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Account Number | 777251 |
|---|---|
| Street Address | 985 RIDGEOAK DR |
| City | BELTON |
| State | TX |
| Zip | 76513-6278 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE RANCH AT WOODLAND TRAILS PHASE I, BLOCK 002, LOT 0005 |
| Legal Subdivision | THE RANCH AT WOODLAND TRAILS PHASE I |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | BELL TX |
| Township / Civil Division | NORTHWEST BELL |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20201 |
985 Ridgeoak Dr is owned and occupied by an individual who acquired it in February 2014.
Source: Bell County records, as of April 1, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 985 RIDGEOAK DR, BELTON, TX 76513-6278 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2014 |
| Deed Sale | Feb 6, 2014 |
| Deed Document Number | 2014-00004479 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 985 RIDGEOAK DR, BELTON, TX 76513-6278 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | TEXAS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000037373 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021037373 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Belton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,566.00 (-15.71%) Homeowner's exemption | $501,314 Land $50,000 Building $451,314 | $501,314 Land $50,000 Building $451,314 |
| 2022 | $5,417.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 985 Ridgeoak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 985 Ridgeoak Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Altitude ISP, Nextlink.
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