985 Red Clover Dr, Aurora, IL 60504 Property Records

DuPage County property record for 985 Red Clover Dr, Aurora, IL 60504

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,403 sqft · built 1996
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Oct 2024)
Tax Bill	$12,379 (2025)
Deeds & Mortgages	Feb 2024 Transfer Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-33-102-042`

Property Details

APN / Parcel Number

Primary APN	`07-33-102-042`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,403 sqft Living Area
Gross Area	3,708 sqft
1st Floor Area	1,305 sqft
2nd Floor Area	1,098 sqft
Basement Area	1,305 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	11.2 ft deep x 7 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	985 RED CLOVER DR
City	AURORA
State	IL
Zip	60504-6525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CHICORY PLACE UNIT 2 ALL
Legal Subdivision	CHICORY PLACE UNIT 2
Legal Lot Number	244
Legal Unit	2
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	2
Census Block	2004
Census Tract	846514

Owner

985 Red Clover Dr is owned by two individuals who bought it in October 2024.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	110 PLAZA DR, WOODBRIDGE, NJ 07095-1107
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Transfer on Death Deed, Transfer
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMELAND MORTGAGE CO
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMELAND MORTGAGE CO
Mar 4, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 6, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2024 · Amount on File
Deed Sale	Oct 4, 2024 · Amount on File
Prior Sale	Jun 6, 2018 · Amount on File
Deed Document Number	202458532
Prior Transfer Date	Feb 15, 2024
Prior Transfer Doc	0000009115
Record Updated	Sep 20, 2026

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 22, 2024
Property Address	985 RED CLOVER DR, AURORA, IL 60504-6525
Document Number	0000009115
Map Reference	DOC R95-028240
Instrument Date	Feb 15, 2024
Instrument	R2024-009115
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	985 RED CLOVER DR, AURORA, IL 60504-6525
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000183265
Date	Dec 28, 2021
Instrument	R2021-183265

Lender

Name	HOMELAND MORTGAGE CO
Type	Mortgage Company
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate
Rate	2.25%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	985 RED CLOVER DR, AURORA, IL 60504-6525
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026099
Date	Mar 16, 2020
Instrument	R2020-026099

Lender

Name	HOMELAND MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	985 RED CLOVER DR, AURORA, IL 60504-6525
Document Number	0000017461
Instrument Date	Mar 4, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	985 RED CLOVER DR AURORA IL 605046525, AURORA, IL 60504-6525

Mortgage

Document Number	0000017461
Date	Mar 11, 2019
Instrument	17461

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jun 6, 2018
Property Address	985 RED CLOVER DR, AURORA, IL 60504-6525
Document Number	0000050162
Map Reference	DOCR95-028240
Instrument Date	May 5, 2018
Instrument	R2018-050162
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITL E

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,615.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	985 RED CLOVER DR, AURORA, IL 60504-6525

Mortgage

Document Number	0000050163
Date	Jun 6, 2018
Instrument	R2018-050163

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 985 Red Clover Dr was $12,379.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	DuPage County
County Subdivision	Naperville Township
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,379.00	$177,926 Land $35,602 Building $142,324	$533,778 Land $106,806 Building $426,972
2022	$10,788.00 Homeowner's exemption	$134,650 Land $26,710 Building $107,940	$403,950 Land $80,130 Building $323,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 985 Red Clover Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 985 Red Clover Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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