Collin County property record for 985 Ramsay Dr, Allen, TX 75002
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,902 sqft · built 2000 |
| Lot Size | 2.28 acres (99,317 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $15,942 (2024) |
| Deeds & Mortgages | Feb 2020 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-4287-001-0040-1 |
| Primary APN | R-4287-001-0040-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,902 sqft Living Area |
| Gross Area | 6,215 sqft |
| 2nd Floor Area | 1,579 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 99,317 sqft (2.28 acres) |
| Garage Type | Mixed |
| Garage Area | 1,313 sqft |
| Carport | Carport |
| Carport Area | 200 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 500 sqft |
| Porch | Covered Porch |
| Porch Area | 715 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2090167 |
|---|---|
| Street Address | 985 RAMSAY DR |
| City | ALLEN |
| State | TX |
| Zip | 75002-8134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | HUNTWICK ADDITION PHASE II (CLU), BLK 1, LOT 4 |
| Legal Subdivision | HUNTWICK ADDITION PHASE II (CLU) |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 4 2 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | PLANO |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 31419 |
Source: Collin County records · APN R-4287-001-0040-1
Assessment roll updated August 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 985 RAMSAY DR, ALLEN, TX 75002-8134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2020 | Deed of Trust, Mortgage BAY EQUITY |
| Mar 22, 2017 | Warranty Deed, Transfer HOMEBRIDGE FIN'L SVCS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 22, 2017 |
| Deed Sale | Mar 22, 2017 |
| Prior Sale | Sep 04, 2003 |
| Deed Document Number | 20170322000366670 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 985 RAMSAY DR, LUCAS, TX 75002-8134 |
| Document Number | 0000247630 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 985 RAMSAY DR LUCAS TX 750028134, LUCAS, TX 75002-8134 |
| Document Number | 0000247630 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 247630 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CORTE MADERA, CA 94925 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Mar 22, 2017 |
| Property Address | 985 RAMSAY DR, LUCAS, TX 75002-8134 |
| Document Number | 0000366670 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 366670 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 985 RAMSAY DR ALLEN TX 750028134, ALLEN, TX 75002-8134 |
| Document Number | 366680 |
|---|---|
| Date | Mar 22, 2017 |
| Instrument | 366680 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 21, 2047 |
Source: Collin County records · Assessment roll updated August 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Lucas City |
| Unified School District | Lovejoy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,242,383 (-7.49%) Land $706,800 Building $535,583 | $1,242,383 (-7.49%) Land $706,800 Building $535,583 | |
| 2024 | $15,942.00 (+0.16%) | ||
| 2023 | $1,343,000 Land $456,000 Building $887,000 | $1,343,000 Land $456,000 Building $887,000 | |
| 2022 | $15,916.00 |
Source: FEMA National Flood Hazard Layer as of October 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2024–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable · Fiber in parts of the area | 940 / 35 |
| 360 Communications, Inc. (OK, AR & TX) Fixed Wireless | 400 / 50 |
| JAB Wireless Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 48 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LUCAS serves 8,378 people |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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