Sonoma County property record for 985 Prospect Ave, Santa Rosa, CA 95409 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,952 sqft Living Area |
| Lot Size | 3,940 sqft (0.091 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $830,000 (2024) |
| Tax Bill | $9,924.00 (2025) |
Source: Sonoma County records · APN 182-600-008-000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 985 PROSPECT AVE, SANTA ROSA, CA 95409-7161 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 11, 2024 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Sep 29, 2017 | Grant Deed, Transfer · Adjustable Rate Mortgage (ARM) WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 11, 2024 · Amount on Record |
| Deed Sale | Mar 11, 2024 · Amount on Record |
| Prior Sale | Sep 29, 2017 · Amount on Record |
| Deed Doc Number | 202410274 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 985 PROSPECT AVE, SANTA ROSA, CA 95409-7161 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 985 PROSPECT AVE, SANTA ROSA, CA 95409-7161 |
| Document Number | 0000049834 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 2025049834 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Mar 11, 2024 |
| Property Address | 985 PROSPECT AVE, SANTA ROSA, CA 95409-7161 |
| Document Number | 0000010274 |
| Map Reference | MB 773 PG 1-10 |
| Instrument Date | Mar 05, 2024 |
| Instrument | 2024010274 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,573.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 985 PROSPECT AVE, SANTA ROSA, CA 95409-7161 |
| Document Number | 0000010275 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 2024010275 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Sep 29, 2017 |
| Property Address | 985 PROSPECT AVE, SANTA ROSA, CA 95409-7161 |
| Document Number | 0000076656 |
| Map Reference | MB773 PG1-10 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 2017076656 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 985 PROSPECT AVE, SANTA ROSA, CA 95409-7161 |
| Investor | Possibly a Property Investor |
| Document Number | 0000076658 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 2017076658 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Santa Rosa City |
| Elementary School District | Rincon Valley Union Elementary School District (KG - 06) |
| Secondary School District | Santa Rosa High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,924.00 (+12.8%) | $846,600 (+10.41%) Land $338,640 Building $507,960 |
| 2023 | $8,798.00 (+4.28%) Homeowner's exemption | $766,790 Land $306,219 Building $460,571 |
| 2022 | $8,437.00 |
Source: FEMA National Flood Hazard Layer, Sonoma County (06097C), updated February 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 182-600-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,952 sqft Living Area |
| Gross Area | 2,373 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Other Style |
| Lot Area | 3,940 sqft (0.091 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 421 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Old Parcel Number | 182-600-008 |
|---|---|
| Street Address | 985 PROSPECT AVE |
| City | SANTA ROSA |
| State | CA |
| Zip | 95409-7161 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2016 FM PTN 182-510-049 PROSPECT OAKS LOT 8 |
| Legal Subdivision | PROSPECT OAKS |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | SONOMA CA |
| Minor Civil Division | SANTA ROSA |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 152204 |
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