Trumbull County property record for 985 Prentice Rd NW, Warren, OH 44481
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,435 sqft · built 1978 |
| Lot Size | 3.75 acres (163,350 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Oct 2016) |
| Tax Bill | $4,848 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-236425 |
| Primary APN | 46-236425 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,435 sqft Living Area |
| 1st Floor Area | 3,350 sqft |
| Upper Floors Area | 760 sqft |
| Basement Area | 1,360 sqft |
| Unfinished Basement | 1,360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 163,350 sqft (3.75 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 251 sqft |
| Patio Area | 191 sqft |
| Shed | 1 Shed |
| Quonset Hut | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 985 PRENTICE RD NW |
|---|---|
| City | WARREN |
| State | OH |
| Zip | 44481-9474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 200F KUSZMAUL #20 3.746A PRENTICE RD |
| Legal Subdivision | KUSZMAUL PLAT NO 20 |
| Legal Lot Number | 1 |
| Jurisdiction | TRUMBULL OH |
| Township / Civil Division | CHAMPION |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 930800 |
Source: Trumbull County records, as of May 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 985 PRENTICE RD NW, WARREN, OH 44481-9474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Jan 30, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2016 · Amount on Record |
| Deed Sale | Oct 28, 2016 · Amount on Record |
| Prior Sale | Jan 1, 1990 |
| Deed Document Number | 201619813 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRUMBULL OH |
| Recording Date | May 1, 2026 |
| Property Address | 985 PRENTICE RD NW, WARREN, OH 44481-9474 |
| Document Number | 0000007293 |
| Instrument Date | Apr 18, 2026 |
| Instrument | 20267293 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 985 PRENTICE RD NW, WARREN, OH 44481-9474 |
| Document Number | 0000007293, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 20267293 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRUMBULL OH |
| Property Address | 985 PRENTICE RD NW, WARREN, OH 44481-9474 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000001465 |
|---|---|
| Date | Jan 30, 2024 |
| Instrument | 202401300001465 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRUMBULL OH |
| Property Address | 985 PRENTICE RD NW, WARREN, OH 44481-9474 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000024960 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 202110260024960 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRUMBULL OH |
| Property Address | 985 PRENTICE RD NW, WARREN, OH 44481-9474 |
| Document Number | 0000004045 |
| Instrument Date | Feb 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 985 PRENTICE RD NW WARREN OH 444819474, WARREN, OH 44481-9474 |
| Document Number | 0000004045 |
|---|---|
| Date | Mar 7, 2018 |
| Instrument | 4045 |
| Name | ROYAL UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 6, 2033 |
Source: Trumbull County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Trumbull County |
| County Subdivision | Champion Township |
| Unified School District | Champion Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,848.00 | $92,260 (-) Land $10,920 Building $81,340 | |
| 2024 | $4,848.00 (+3.81%) | $92,260 (-) Land $10,920 Building $81,340 | |
| 2023 | $4,670.00 (+9.16%) | $92,260 (+29.65%) Land $10,920 Building $81,340 | $263,600 (+29.66%) Land $31,200 Building $232,400 |
| 2022 | $4,278.00 | $71,160 Land $10,190 Building $60,970 | |
| 2020 | $203,300 Land $29,100 Building $174,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 26, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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