985 Post St, Toledo, OH 43610 Property Records

Lucas County property record for 985 Post St, Toledo, OH 43610

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 2001
Lot Size	0.26 acres (11,340 sqft)
Owner	Individual Name on File
Tax Bill	$1,479 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-05394`

Property Details

APN / Parcel Number

Primary APN	`04-05394`
Alternative APN	`04008032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,540 sqft Living Area
1st Floor Area	924 sqft
2nd Floor Area	616 sqft
Basement Area	392 sqft

Exterior

Year Built	Built 2001
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	11,340 sqft (0.26 acres)
Lot Dimensions	126 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	985 POST ST
City	TOLEDO
State	OH
Zip	43610-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RD6
Legal Description	DETROIT AVENUE ADDN LOTS 57 TO 59
Legal Subdivision	DETROIT AVENUE ADDN
Legal Lot Number	57 59
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	1
Census Block	1015
Census Tract	1500

Owner

985 Post St is owned and occupied by an individual who acquired it in June 2020.

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	985 POST ST, TOLEDO, OH 43610-1253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 11, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2020
Deed Sale	Jun 15, 2020
Prior Sale	May 2, 2018
Deed Document Number	202006150023234
Record Updated	Jun 8, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	985 POST ST, TOLEDO, OH 43610-1253
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 POST ST, TOLEDO, OH 43610-1253
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017596
Date	Jun 6, 2024
Instrument	202406060017596

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Apr 11, 2017
Property Address	985 POST ST, TOLEDO, OH 43610-1253
Document Number	0000015525
Instrument Date	Apr 5, 2017
Instrument	15525
Transaction Type	Transfer
Record Updated	Jul 6, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 POST ST TOLEDO OH 436101253, TOLEDO, OH 43610-1253

Mortgage

Document Number	15526
Date	Apr 11, 2017
Instrument	15526

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 985 Post St was $1,479, up 43.5% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,479.00 (+43.45%)	$18,130 (-) Land $1,925 Building $16,205
2024	$1,031.00 (-15.84%)	$18,130 (+27.9%) Land $1,925 Building $16,205	$51,800 Land $5,500 Building $46,300
2023	$1,225.00 (-1.69%)	$14,175 (-) Land $1,540 Building $12,635
2022	$1,246.00 Homeowner's exemption	$14,175 Land $1,540 Building $12,635
2021			$40,500 Land $4,400 Building $36,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 985 Post St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 985 Post St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Amplex Wireless, AT&T.

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