985 Penstemon Dr, Henderson, CO 80640 Property Records

Adams County property record for 985 Penstemon Dr, Henderson, CO 80640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,491 sqft · built 2020
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Aug 2020)
Tax Bill	$4,280 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1721-01-1-06-013`

Property Details

APN / Parcel Number

Primary APN	`1721-01-1-06-013`
Alternative APNs	`0172101106013` `R0187619`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,491 sqft Living Area
Gross Area	4,060 sqft
Basement Area	1,020 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	6,500 sqft (0.149 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0187619
Street Address	985 PENSTEMON DR
City	HENDERSON
State	CO
Zip	80640-9620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE AT SOUTHGATE BRIGHTON BLK 5 LOT 13
Legal Range	67W
Legal Township	02S
Legal Section	01
Legal Quarter	1
Legal Subdivision	VILLAGE AT SOUTHGATE BRIGHTON
Legal Block	5
Legal Lot Number	13
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	1
Census Block	1031
Census Tract	8557

Owner

Source: Adams County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	985 PENSETMON DR, BRIGHTON, CO
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jan 4, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 14, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 26, 2020	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage MEGASTAR FINANCIAL CORP
Apr 11, 2017	Grant Deed, Transfer LAND TITLE GUARANTEE
Apr 11, 2017	Grant Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2020 · Amount on Record
Deed Sale	Aug 26, 2020 · Amount on Record
Deed Document Number	202083962
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Recording Date	Apr 28, 2026
Property Address	985 PENSTEMON DR, HENDERSON, CO 80640-9620
Document Number	0000024002
Instrument Date	Apr 13, 2026
Instrument	202624002
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 PENSTEMON DR, HENDERSON, CO 80640-9620
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024002,
Date	Apr 28, 2026
Instrument	202624002

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	293 Months
Due	Sep 1, 2050

Interest

Rate	6.11%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	985 PENSTEMON DR, BRIGHTON, CO 80640-9620
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 PENSTEMON DR, HENDERSON, CO 80640-9620

Mortgage

Document Number	0000000691
Date	Jan 4, 2024
Instrument	2024000000691

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Sep 1, 2050

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	985 PENSTEMON DR, BRIGHTON, CO 80640-9620
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 PENSTEMON DR, HENDERSON, CO 80640-9620

Mortgage

Document Number	0000060936
Date	Jul 14, 2022
Instrument	2022000060936

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Sep 1, 2050

August 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Aug 26, 2020
Property Address	985 PENSTEMON DR, BRIGHTON, CO 80640-9620
Document Number	0000083962
Instrument Date	Aug 25, 2020
Instrument	2020000083962
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 PENSTEMON DR, HENDERSON, CO 80640-9620

Mortgage

Document Number	0000083963
Date	Aug 26, 2020
Instrument	2020000083963

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 11, 2017
Property Address	985 PENSTEMON DR, BRIGHTON, CO 80640-9620
Document Number	0000031434
Instrument Date	Apr 10, 2017
Instrument	31434
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$400.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4915 E BASELINE RD #105 GILBERT AZ 852342966, 105, GILBERT, AZ 85234-2966
Investor	Possibly a Property Investor

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 11, 2017
Property Address	985 PENSTEMON DR, BRIGHTON, CO 80640-9620
Document Number	0000031436
Instrument Date	Apr 7, 2017
Instrument	31436
Transaction Type	Transfer
Record Updated	Apr 24, 2017
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$924.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6892 S YOSEMITE CT #1-201 CENTENNIAL CO 801121464, 1-201, CENTENNIAL, CO 80112-1464
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Brighton City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,280.00 (-31.99%)	$38,690 (-5.01%) Land $6,800 Building $31,890	$569,000 (-5.48%) Land $100,000 Building $469,000
2024	$6,293.00 (-6.84%)
2023	$6,755.00 (+2.8%)	$40,730 (+3.8%) Land $6,430 Building $34,300	$602,000 (+6.65%) Land $95,000 Building $507,000
2022	$6,571.00	$39,240 Land $12,520 Building $26,720	$564,479 Land $180,000 Building $384,479

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRIGHTON serves 56,304 people · EPA ID CO0101025
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	300 / 60

May also be available: Aerux Broadband, CenturyLink, Verizon.

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