985 Palmer St, Rockledge, FL 32955 Property Records

Brevard County property record for 985 Palmer St, Rockledge, FL 32955

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,478 sqft · built 1963
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Sep 2023)
Tax Bill$3,105 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-36-05-77-C-5

Property Details

APN / Parcel Number

Primary APN25-36-05-77-C-5
Alternative APNs
  • 25-36-05-77-0000C.0-0005.00
  • 2504565

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,478 sqft Living Area
Gross Area1,774 sqft
1st Floor Area1,478 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2005
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeAttached
Garage Area264 sqft
PorchFinished/Open Porch
Porch Area32 sqft
Deck Area508 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2504565
Street Address985 PALMER ST
CityROCKLEDGE
StateFL
Zip32955-2345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionFAIRWAY ESTATES 1ST ADDN LOT 5 BLK C
Legal Range36E
Legal Township25S
Legal Section05
Legal SubdivisionFAIRWAY ESTATES 1ST ADDN
Legal BlockC
Legal Lot Number5
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group2
Census Block2015
Census Tract62900

Owner

985 Palmer St is owned and occupied by an individual who bought it in September 2023.

Source: Brevard County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address985 PALMER ST, ROCKLEDGE, FL 32955-2345
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2023 · Amount on File
Deed SaleSep 1, 2023 · Amount on File
Prior SaleSep 17, 2009 · Amount on File
Deed Document Number2023188284
Deed Book / Page9878 / 1869
Prior Transfer DateAug 8, 2011
Prior Transfer Doc0064451023
Record UpdatedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateSep 1, 2023
Property Address985 PALMER ST, ROCKLEDGE, FL 32955-2345
Document Number0098781869
Book / Page9878 / 1869
Map ReferenceMB 18 PG 16
Instrument DateJul 27, 2023
Instrument2023188284
Transaction TypeTransfer
Record UpdatedSep 18, 2023
Title CompanyECHELON TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9015 STANDIFER GAP RD, CHATTANOOGA, TN 37421-1327

Transferred To (Grantee/Buyer)

NameVerified Name
Address985 PALMER ST, ROCKLEDGE, FL 32955-2345

Mortgage

Document Number0098781871
DateSep 1, 2023
Instrument9878/1871
Lender
NameCLEAREDGE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 985 Palmer St was $3,105 with a homeowner's exemption, down 3.4% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityRockledge City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$239,170 (+2.7%)$240,250 (+3.16%)
2025$3,105.00 (-3.39%) Homeowner's exemption$232,890$232,890
2024$3,214.00 (+475.99%)
2023$558.00 (+6.29%) Homeowner's exemption$63,410 (+2.99%)$239,660 (+28.79%) Land $50,000 Building $189,660
2022$525.00 Homeowner's exemption$61,570$186,090 Land $40,000 Building $146,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 985 Palmer St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 29 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims10 (1989–2017)
Claims Outside the SFHA2 of 10
Most Recent ClaimOct 2017 · river or lake flooding
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 985 Palmer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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