985 Pagonia Dr, Joppa, MD 21085 Property Records

Harford County property record for 985 Pagonia Dr, Joppa, MD 21085

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,382 sqft · built 2024
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on Record
Last Sale$553,990 (Nov 2024)
Tax Bill$5,495 (2026)
Deeds & MortgagesMar 2024 Mortgage
Feb 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-376292

Property Details

APN / Parcel Number

Primary APN01-376292
Alternative APN
  • 376292

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,382 sqft Total Area
Basement Area390 sqft
Finished Basement390 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,492 sqft (0.172 acres)
Garage TypeBuilt-in
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number376292
Street Address985 PAGONIA DR
CityJOPPA
StateMD
Zip21085-3453
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 167 7492 SF 985 PAGONIA DRIVE OAK GR/STANCILLS 122/73
Legal SubdivisionOAK GROVE STANCILLS
Legal Lot Number167
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3000
Census Tract301301

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address985 PAGONIA DR, JOPPA, MD 21085-3453
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2024Deed of Trust, Mortgage · Commercial Mortgage
D R HORTON INC
Feb 8, 2022Special Warranty Deed, Transfer
RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO
Apr 13, 2020Grant Deed, Transfer
LAND SERVICES USA INC, LAND SVCS USA INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2024 · Amount on Record
Deed SaleNov 19, 2024 · Amount on Record
Prior SaleFeb 15, 2024 · Amount on Record
Deed Book / Page16461 / 65
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address985 PAGONIA DR, JOPPA, MD 21085
Transaction TypeMortgage
Record UpdatedMar 22, 2024
Title CompanyRESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0161990033
DateMar 12, 2024
Book Page16199/33
Lender
NameD R HORTON INC
TypeNon-Lending Institution
AddressEDGEWATER, MD 21037
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHARFORD MD
Recording DateFeb 8, 2022
Property Address985 PAGONIA DR, JOPPA, MD 21085
Document Number0153550225
Book / Page15355 / 225
Map ReferenceMB JJR122 FO 62
Instrument DateNov 18, 2021
Transaction TypeTransfer
Record UpdatedSep 25, 2023
Title CompanyRESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3330 CUMBERLAND BLVD SE STE 275, 275, ATLANTA, GA 30339-8136
InvestorPossibly a Property Investor

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateApr 13, 2020
Property Address809 PAGONIA DR, JOPPA, MD 21085
Document Number0137880399
Book / Page013788 / 000399
Instrument DateMar 31, 2020
Transaction TypeTransfer
Record UpdatedJun 15, 2020
Title CompanyLAND SERVICES USA INC, LAND SVCS USA INC

Transaction

AmountAmount Recorded
Tax$3,000.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address807 PAGONIA DR JOPPA MD 21085, JOPPA, MD 21085
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,495.00 (+572.58%)$504,200 (+572.27%) Land $150,000 Building $354,200$504,200 (+572.27%) Land $150,000 Building $354,200
2025$817.00 (+233.47%)
2023$75,000 Land $75,000$75,000 Land $75,000
2022$245.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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