985 NW Lanai Loop, Seal Rock, OR 97376 Property Records

Lincoln County property record for 985 NW Lanai Loop, Seal Rock, OR 97376 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,691 sqft · built 1988
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Aug 2019)
Tax Bill	$5,457 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Mar 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`121118CA0030000`

Property Details

APN / Parcel Number

Primary APN	`121118CA0030000`
Alternative APN	`R195680`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,691 sqft Living Area
1st Floor Area	1,691 sqft
Flooring	Carpet
Interior Walls	Unfinished
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Wood Shingle
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
View / Lot	Water
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Patio Area	136 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Account Number	R195680
Old Parcel Number	121118CA0030000
Street Address	985 NW LANAI LOOP
City	SEAL ROCK
State	OR
Zip	97376-9403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROPERTY ID R195680 THUNDER BAY, BLOCK 1, LOT 2, DOC201908183
Legal Range	11W
Legal Township	12S
Legal Section	18
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	MAKAI
Legal Block	1
Legal Lot Number	2
Jurisdiction	LINCOLN OR
Township / Civil Division	NEWPORT
Census Block Group	1
Census Block	1062
Census Tract	951200

Owner

Source: Lincoln County records · APN 121118CA0030000

Assessment roll updated September 30, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	985 NW LANAI LOOP, SEAL ROCK, OR 97376-9403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2019	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Mar 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 23, 2017	Deed of Trust, Mortgage · Line of Credit OREGON ST CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Deed Document Number	2019-08183
Record Updated	Jun 08, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OR
Recording Date	Aug 26, 2019
Property Address	985 NW LANAI LOOP, SEAL ROCK, OR 97376-9403
Document Number	0000008183
Map Reference	MB 10 PG 25
Instrument Date	Aug 22, 2019
Instrument	2019-08183
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	985 NW LANAI LOOP, SEAL ROCK, OR 97376-9403

Mortgage

Document Number	0000008184
Date	Aug 26, 2019
Instrument	2019-08184

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN OR
Recording Date	Mar 26, 2019
Property Address	985 NW LANAI LOOP, SEAL ROCK, OR 97376-9403
Document Number	0000002646
Instrument Date	Mar 25, 2019
Instrument	2646
Transaction Type	Transfer
Record Updated	Apr 03, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	985 NW LANAI LOOP SEAL ROCK OR 973769403, SEAL ROCK, OR 97376-9403

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OR
Property Address	985 NW LANAI LOOP, SEAL ROCK, OR 97376-9403
Document Number	0000005004
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 04, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	985 NW LANAI LOOP SEAL ROCK OR 973769403, SEAL ROCK, OR 97376-9403

Mortgage

Document Number	0000005004
Date	May 30, 2017
Instrument	5004

Lender

Name	OREGON ST CU
Address	CORVALLIS, OR 97339-0306

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 29, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated September 30, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lincoln County
Unified School District	Lincoln County School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,457.00 (+4.36%)	$368,930 (+3%)	$676,600 (+10.09%) Land $241,790 Building $434,810
2024	$5,229.00 (+1.99%)	$358,190 (+3%)	$614,610 (-5.54%) Land $197,200 Building $417,410
2023	$5,127.00 (-0.16%)	$347,760 (+3%)	$650,650 (+10.4%) Land $197,740 Building $452,910
2022	$5,135.00	$337,640	$589,350 Land $176,370 Building $412,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (41041C), updated October 17, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410419512001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Oregon
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 62 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Radiate Holdings	Cable	1,500 / 50
Spectrum	Cable	1,000 / 1,000
Pioneer Telephone Cooperative (OR)	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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