Flathead County property record for 985 N Camas Ln, Kalispell, MT 59901
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 3.5 ba · 1,658 sqft · built 2020 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $304,570 (Oct 2024) |
| Tax Bill | $2,365 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R850059 |
| Primary APN | R850059 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,658 sqft Living Area |
| 1st Floor Area | 1,087 sqft |
| 2nd Floor Area | 571 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Area | 272 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 13 sqft |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 0000507485 |
|---|---|
| Street Address | 985 N CAMAS LN |
| City | KALISPELL |
| State | MT |
| Zip | 59901-9135 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | MEADOWS EDGE PH 1A, S03, T28 N, R22 W, LOT 82D |
| Legal Range | 22W |
| Legal Township | 28N |
| Legal Section | 03 |
| Legal Subdivision | MEADOWS EDGE PH 1A |
| Legal Lot Number | 82D |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 802 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 121 PHEASANT RUN, KALISPELL, MT 59901-2778 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Aug 7, 2020 | Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2024 · Amount on File |
| Deed Sale | Oct 16, 2024 · Amount on File |
| Prior Sale | Jun 2, 2023 · Amount on File |
| Deed Document Number | 202420992 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jun 2, 2023 |
| Property Address | 985 N CAMAS LN, KALISPELL, MT 59901-9135 |
| Document Number | 202300008260 |
| Instrument Date | Jun 2, 2023 |
| Instrument | 202300008260 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2023 |
| Title Company | INSURED TITLE, INURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 985 N CAMAS LN, KALISPELL, MT 59901-9135 |
| Document Number | 202300008261 |
|---|---|
| Date | Jun 2, 2023 |
| Instrument | 202300008261 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 985 N CAMAS LN, KALISPELL, MT 59901-9135 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL BOISE |
| Name | Verified Name |
|---|
| Document Number | 202200007043 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 202200007043 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Aug 7, 2020 |
| Property Address | 985 N CAMAS LN, KALISPELL, MT 59901-9135 |
| Document Number | 202000022657 |
| Instrument Date | Aug 4, 2020 |
| Instrument | 202000022657 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 985 NORTH CVAMAS LANE, KALISPELL, MT 59901-9135 |
| Document Number | 202000022658 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 202000022658 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Kalispell City |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | West Valley Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,365.00 (-12.89%) | $482,100 (+62.6%) | |
| 2025 | $482,100 (+62.6%) Land $72,943 Building $409,157 | ||
| 2023 | $2,715.00 (+0.33%) | $296,500 (+13.69%) | $296,500 (+13.69%) Land $68,203 Building $228,297 |
| 2022 | $2,706.00 | $260,800 | |
| 2021 | $260,800 Land $39,284 Building $221,516 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| InterBel Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| MontanaSky Networks Fixed Wireless | 100 / 20 |
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