985 Midway Rd, Murray, KY 42071 Property Records

Calloway County property record for 985 Midway Rd, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	1,597 sqft
Owner	Individual Name on File
Last Sale	$229,000 (Jan 2023)
Tax Bill	$1,616 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`044-0-0004`

Property Details

APN / Parcel Number

Primary APN	`044-0-0004`
Alternative APNs	`34427` `96921` `96920`

Interior

Stories	1 Story
Building Area	1,597 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Solar

Location & Zoning

Account Number	96920
Street Address	985 MIDWAY RD
City	MURRAY
State	KY
Zip	42071-6930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	985 MIDWAY ROAD
Jurisdiction	CALLOWAY KY
Township / Civil Division	HAZEL-LYNN GROVE
Census Block Group	3
Census Block	3013
Census Tract	10700

Owner

985 Midway Rd is owned and occupied by an individual who bought it in January 2023.

Source: Calloway County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	985 MIDWAY RD, MURRAY, KY 42071-6930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENCE BANK OF KENTUCKY
Jan 3, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2023 · Amount on File
Deed Sale	Jan 9, 2023 · Amount on File
Prior Sale	Jan 3, 2023
Deed Document Number	664463
Deed Book / Page	1401 / 635
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Jan 9, 2023
Property Address	985 MIDWAY RD, MURRAY, KY 42071-6930
Document Number	001401/635
Book / Page	1401 / 635
Map Reference	MB 23 PG 11 SL 2124
Instrument Date	Jan 5, 2023
Instrument	664463
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	EQUITY TITLE AND ESCROW, QUALITY TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3830 SYMSONIA HWY, BENTON, KY 42025-5056

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	985 MIDWAY RD, MURRAY, KY 42071-6930

Mortgage

Document Number	0000664464
Date	Jan 9, 2023
Instrument	664464

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

January 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CALLOWAY KY
Recording Date	Jan 3, 2023
Property Address	985 MIDWAY RD, MURRAY, KY 42071-6930
Document Number	0001401/65
Book / Page	1401 / 65
Map Reference	MB 23 PG 11 SL 2124
Instrument Date	Oct 13, 2022
Instrument	664355
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3830 SYMSONIA HWY, BENTON, KY 42025-5056

Tax Assessment & Valuation

The 2025 property tax bill for 985 Midway Rd was $1,616 with a homeowner's exemption.

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,616.00 Homeowner's exemption	$229,000	$229,000
2023	$1,106.00	$120,000	$120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 985 Midway Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 985 Midway Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile, West Kentucky Rural Telephone Cooperative.

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