985 Lorraine Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 985 Lorraine Ave, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	2,288 sqft · built 1920
Lot Size	0.146 acres (6,342 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Jul 2018)
Tax Bill	$11,708 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-01303-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`19-01303-0000-00003`
Alternative APN	`190130300003`

Interior

Stories	2 Stories
Building Area	2,288 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	6,342 sqft (0.146 acres)
Lot Dimensions	168 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	985 LORRAINE AVE
City	UNION
State	NJ
Zip	07083-7558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TOWNLEY REALTY CO MAP #3
Legal Block	1303
Legal Lot Number	3
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	1
Census Block	1001
Census Tract	33400

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	985 LORRAINE AVE, UNION, NJ 07083-7558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 27, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 7, 2018	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 2, 2018	Deed, Transfer CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Prior Sale	Aug 10, 1992
Deed Document Number	2018301680
Deed Book / Page	6271 / 2276
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	985 LORRAINE AVE, UNION, NJ 07083-7558
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150612621
Date	Sep 21, 2021
Book Page	15061/2621
Instrument	21301

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	985 LORRAINE AVE, UNION, NJ 07083-7558
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146702363
Date	Mar 27, 2020
Book Page	14670/2363
Instrument	689100

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	985 LORRAINE AVE, UNION, NJ 07083-7558
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144862230
Date	Sep 7, 2018
Book Page	14486/2230
Instrument	662416

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2048

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jul 2, 2018
Property Address	985 LORRAINE AVE, UNION, NJ 07083-7558
Document Number	0062712276
Book / Page	6271 / 2276
Map Reference	MAP166-E
Instrument Date	Jun 28, 2018
Instrument	301680
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$3,119.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 VIENNA HILLS RD, 15, HACKETTSTOWN, NJ 07840-4912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 LORRAINE AVE, UNION, NJ 07083-7558

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,200 (-) Land $17,700 Building $32,500	$50,200 (-) Land $17,700 Building $32,500
2025	$11,708.00 (+4.35%)	$50,200 (-) Land $17,700 Building $32,500	$50,200 (-) Land $17,700 Building $32,500
2024	$11,220.00 (+6.87%)
2023		$50,200 Land $17,700 Building $32,500	$50,200 Land $17,700 Building $32,500
2022	$10,499.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2011)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Lorraine Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures