985 Ivy Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 985 Ivy Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Apartments (5+ Units)
Details	81 bd · 67,402 sqft · built 1987
Lot Size	0.463 acres (20,180 sqft)
Owner	Company Name on Record
Last Sale	$5,010,000 (Sep 2023)
Tax Bill	$146,614 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-29-22-31-0007`

Property Details

APN / Parcel Number

Primary APN	`21-29-22-31-0007`
Alternative APNs	`8411319` `460731`

Interior

Bedrooms	81 Beds
Units	53 Units
Building Area	67,402 sqft Total Area
Gross Area	67,752 sqft
Basement Area	11,292 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2006
Exterior Material	Concrete
Construction Type	Steel Frame
Lot Area	20,180 sqft (0.463 acres)
View / Lot	Neighborhood / Spot

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	460731
Street Address	985 IVY AVE E
City	SAINT PAUL
State	MN
Zip	55106-2662
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	PHALEN SHORES SUBJ TO ESMT; LOT 2 BLK 1
Legal Range	22
Legal Township	29
Legal Section	21
Legal Subdivision	PHALEN SHORES
Legal Block	1
Legal Lot Number	2
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1004
Census Tract	31100

Owner

Source: Ramsey County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2277 HIGHWAY 36 W, 300, SAINT PAUL, MN 55113-3830
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Limited Warranty Deed, Transfer · Commercial Mortgage SENTRY BANK
Apr 23, 2018	Deed of Trust, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2023 · Amount on Record
Deed Sale	Sep 27, 2023 · Amount on Record
Prior Sale	Apr 2, 2015 · Amount on Record
Deed Document Number	20235003007
Record Updated	Oct 29, 2026

September 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 27, 2023
Property Address	965 IVY AVE E, SAINT PAUL, MN 55106
Document Number	0A05003007
Instrument Date	Sep 26, 2023
Instrument	A05003007
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,533.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2277 HIGHWAY 36 W STE 300, 300, ROSEVILLE, MN 55113-3830

Mortgage

Document Number	0A05003008
Date	Sep 27, 2023
Instrument	A05003008

Lender

Name	SENTRY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 26, 2033

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	965 IVY AVE E, SAINT PAUL, MN 55106
Document Number	0004708958
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	May 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	965 IVY AVE E ST PAUL MN 55106, ST PAUL, MN 55106

Mortgage

Document Number	0004708958
Date	May 8, 2018
Instrument	4708958

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	PO BOX 9178, COPPELL, TX 75019-9178

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 7, 2048

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,648,700 (-3.8%) Land $908,700 Building $3,740,000	$4,648,700 (-3.8%) Land $908,700 Building $3,740,000
2025	$146,614.00 (+18.78%)	$4,832,200 (-25.75%) Land $908,700 Building $3,923,500	$4,832,200 (-25.75%) Land $908,700 Building $3,923,500
2024	$123,430.00 (-1.66%)
2023	$125,514.00	$6,507,900 Land $908,700 Building $5,599,200	$6,507,900 Land $908,700 Building $5,599,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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