985 Havasu Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 985 Havasu Dr, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,566 sqft · built 2017
Lot Size	0.109 acres (4,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$572,000 (Nov 2020)
Tax Bill	$11,457 (2026)
Deeds & Mortgages	Oct 2019 Line of Credit Nov 2020 Transfer + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`210-230-300-000`

Property Details

APN / Parcel Number

Primary APN	`210-230-300-000`
Alternative APN	`210-230-30`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,566 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Lot Area	4,738 sqft (0.109 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	210-230-30
Street Address	985 HAVASU DR
City	LATHROP
State	CA
Zip	95330-8224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17-FM PT 213-310-36 PER RIVER ISLANDS-PHASE 1B VIL
Legal Subdivision	RIVER ISLANDS-PH 1B VILLA
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1082
Census Tract	5214

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	985 HAVASU DR, LATHROP, CA 95330-8224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 12, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Nov 12, 2020	Grant Deed, Transfer · Conventional Mortgage EXCEL REALTY & MORTGAGE INC
Dec 18, 2017	Grant Deed, Transfer · Conventional Mortgage DBA DIVERSIFIED MORTGAGE GROUP
Jun 30, 2017	Grant Deed, Construction Loan · Construction Mortgage HOFMANN LAND DEV CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	Jan 11, 2019 · Amount on Record
Deed Document Number	2020154764
Prior Transfer Date	Nov 6, 2020
Prior Transfer Doc	0000154763
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	985 HAVASU DR, LATHROP, CA 95330-8224
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111329
Date	Oct 1, 2019
Instrument	2019-111329

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Aug 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 12, 2020
Property Address	985 HAVASU DR, LATHROP, CA 95330-8224
Document Number	0000154763
Instrument Date	Nov 6, 2020
Instrument	154763
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	985 HAVASU DR LATHROP CA 953308224, LATHROP, CA 95330-8224

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 12, 2020
Property Address	985 HAVASU DR, LATHROP, CA 95330-8224
Document Number	0000154764
Map Reference	MB 42 PG 73
Instrument Date	Oct 30, 2020
Instrument	2020-154764
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	985 HAVASU DR, LATHROP, CA 95330-8224

Mortgage

Document Number	0000154765
Date	Nov 12, 2020
Instrument	2020-154765

Lender

Name	EXCEL REALTY & MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 18, 2017
Property Address	985 HAVASU DR, LATHROP, CA 95330-8224
Document Number	0000147086
Map Reference	MAP42 PG73
Instrument Date	Dec 7, 2017
Instrument	2017-147086
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	985 HAVASU DR, LATHROP, CA 95330-8224

Mortgage

Document Number	0000147087
Date	Dec 18, 2017
Instrument	2017-147087

Lender

Name	DBA DIVERSIFIED MORTGAGE GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

June 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 30, 2017
Property Address	985 HAVASU DR, LATHROP, CA 95330-8224
Instrument Date	Jun 6, 2017
Instrument	74402
Transaction Type	Construction Loan
Record Updated	Sep 6, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3200 DANVILLE BLVD #200 ALAMO CA 945071989, 200, ALAMO, CA 94507-1989

Mortgage

Document Number	0000074402
Date	Jun 30, 2017
Instrument	74402

Lender

Name	HOFMANN LAND DEV CO LLC
Address	1380 GALAXY WAY # B, CONCORD, CA 94520-4912

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Banta Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,457.00 (-0.51%)
2025	$11,516.00 (+4.35%)	$619,148 (+4.04%) Land $129,890 Building $489,258
2023	$11,036.00 (+1.9%)	$595,108 Land $124,848 Building $470,260	$728,640
2022	$10,830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, Matrix Broadband.

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