985 Flint St, El Cajon, CA 92021 Property Records

San Diego County property record for 985 Flint St, El Cajon, CA 92021

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,960 sqft · built 1975
Lot Size0.158 acres (6,872 sqft)
OwnerIndividual Name on File
Tax Bill$6,461 (2025)
Deeds & MortgagesNov 2021 Line of Credit
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN388-172-18-00

Property Details

APN / Parcel Number

Primary APN388-172-18-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area1,960 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area6,872 sqft (0.158 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address985 FLINT ST
CityEL CAJON
StateCA
Zip92021-1210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 9 TR 007793
Legal SubdivisionPEPPERVILLE ESTATES
Legal Tract007793
Legal Block4
Legal Lot Number9
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4005
Census Tract16502

Owner

985 Flint St is owned and occupied by an individual who acquired it in March 2020.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address985 FLINT ST, EL CAJON, CA 92021-1210
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Feb 10, 2021Deed of Trust, Mortgage · VA Mortgage
1ST RATE HOME MORTGAGE INC
Mar 17, 2020Intrafamily Transfer, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2020
Deed SaleMar 17, 2020
Prior SaleAug 5, 2016 · Amount on File
Deed Document Number2020137468
Prior Transfer DateMar 4, 2020
Prior Transfer Doc0000137468
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address985 FLINT ST, EL CAJON, CA 92021-1210
Transaction TypeMortgage
Record UpdatedDec 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address985 FLINT ST, EL CAJON, CA 92021-1210

Mortgage

Document Number0000812707
DateNov 29, 2021
Instrument2021-0812707
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address985 FLINT ST, EL CAJON, CA 92021-1210
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

NameVerified Name
Address985 FLINT ST, EL CAJON, CA 92021-1210

Mortgage

Document Number0000106075
DateFeb 10, 2021
Instrument2021-0106075
Lender
Name1ST RATE HOME MORTGAGE INC
TypeMortgage Company
AddressTEMPE, AZ 85283
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 17, 2020
Property Address985 FLINT ST, EL CAJON, CA 92021-1210
Document Number0000137468
Map ReferenceMAP 7793
Instrument DateMar 4, 2020
Instrument2020-0137468
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyUNISOURCE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address985 FLINT ST, EL CAJON, CA 92021-1210

Mortgage

Document Number0000137469
DateMar 17, 2020
Instrument2020-0137469
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 985 Flint St was $6,461 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$509,022 (+2%) Land $159,958 Building $349,064
2025$6,461.00 Homeowner's exemption$499,042 Land $156,822 Building $342,220
2023$6,518.00 (+2.52%) Homeowner's exemption$479,666 Land $150,734 Building $328,932
2022$6,358.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 985 Flint St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1981–2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 985 Flint St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

Nearby Properties on Flint St

Nearby Streets

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