985 Ethel Ln, Havelock, NC 28532 Property Records

Craven County property record for 985 Ethel Ln, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,216 sqft · built 1985
Lot Size	0.58 acres (25,270 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Oct 2023)
Tax Bill	$1,331 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`5-012-057`

Property Details

APN / Parcel Number

Primary APN	`5-012-057`
Alternative APNs	`136698` `83830`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Pile
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	25,270 sqft (0.58 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	136698
Street Address	985 ETHEL LN
City	HAVELOCK
State	NC
Zip	28532-8955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ES CLUBFOOT CR
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	1
Census Block	1036
Census Tract	961303

Owner

985 Ethel Ln is owned by an individual who bought it in October 2023.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1186 COUNTY HIGHWAY 12, LAURENS, NY 13796-2142
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2023 · Amount on File
Deed Sale	Oct 16, 2023 · Amount on File
Deed Document Number	202310118554
Deed Book / Page	3779 / 258
Prior Transfer Date	Apr 15, 2010
Prior Transfer Doc	02903/0797
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 16, 2023
Property Address	985 ETHEL LN, HAVELOCK, NC 28532-8955
Document Number	003779/258
Book / Page	3779 / 258
Instrument Date	Sep 29, 2023
Instrument	10118554
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 POLLOCK ST, NEW BERN, NC 28560-4947

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1186 COUNTY HIGHWAY 12, LAURENS, NY 13796-2142

Mortgage

Document Number	003779/261
Date	Oct 16, 2023
Book Page	3779/261
Instrument	10118555

Lender

Name	QUONTIC BANK FSB
Type	Bank
Address	ASTORIA, NY 11106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 985 Ethel Ln was $1,331.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,770 (+6.44%) Land $121,500 Building $147,270	$268,770 (+6.44%) Land $121,500 Building $147,270
2025	$1,331.00	$252,500 Land $121,500 Building $131,000	$252,500 Land $121,500 Building $131,000
2023	$1,319.00 (-12.36%)	$252,500 (+9.25%) Land $121,500 Building $131,000	$252,500 Land $121,500 Building $131,000
2022	$1,505.00	$231,130 Land $121,500 Building $109,630
2018			$231,130 Land $121,500 Building $109,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 985 Ethel Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 183 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	421 (1996–2019)
Claims Outside the SFHA	24 of 421
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 132 claims Hurricane Irene, Sep 2011 · 120 claims Hurricane Isabel, Sep 2003 · 82 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 985 Ethel Ln is moderate, ranking above 56% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000