985 E Washington St, Winchester, IN 47394 Property Records

Randolph County property record for 985 E Washington St, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,325 sqft · built 1964
Lot Size	0.598 acres (26,049 sqft)
Owner	Individual Name on Record
Last Sale	$78,800 (Mar 2025)
Tax Bill	$1,204 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-01019-00`

Property Details

APN / Parcel Number

Primary APN	`021-01019-00`
Alternative APNs	`68-09-21-178-025.000-021` `00000017794`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,325 sqft Living Area
1st Floor Area	1,325 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1992
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	26,049 sqft (0.598 acres)
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000017794
Street Address	985 E WASHINGTON ST
City	WINCHESTER
State	IN
Zip	47394-9294
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PT SE NE 21-20-14 .598 A
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	2
Census Block	2003
Census Tract	951700

Owner

Source: Randolph County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	985 E WASHINGTON ST, WINCHESTER, IN 47394-9294
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Aug 18, 2020	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Dec 22, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2025 · Amount on Record
Deed Sale	Mar 28, 2025 · Amount on Record
Prior Sale	Jan 27, 2025 · Amount on Record
Deed Document Number	20251161
Prior Transfer Date	Dec 10, 2024
Prior Transfer Doc	0020250253
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	985 E WASHINGTON ST, WINCHESTER, IN 47394-9294
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 E WASHINGTON ST, WINCHESTER, IN 47394-9294

Mortgage

Document Number	0020220122
Date	Jan 11, 2022
Instrument	20220122

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Sep 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Aug 18, 2020
Property Address	985 E WASHINGTON ST, WINCHESTER, IN 47394-9294
Document Number	0020203451
Instrument Date	Aug 17, 2020
Instrument	20203451
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 MAUMEE AVE, FORT WAYNE, IN 46803-1240

Mortgage

Document Number	0020203452
Date	Aug 18, 2020
Instrument	20203452

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Dec 22, 2017
Property Address	985 E WASHINGTON ST, WINCHESTER, IN 47394-9294
Document Number	0020174630
Instrument Date	Dec 21, 2017
Instrument	20174630
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 E WASHINGTON ST, WINCHESTER, IN 47394-9294

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,204.00 (-9.47%) Homeowner's exemption	$132,900 (-7.77%) Land $15,000 Building $117,900	$132,900 (-7.77%) Land $15,000 Building $117,900
2024	$1,330.00 (-2.28%)
2023		$144,100 (+5.49%) Land $10,300 Building $133,800	$144,100 (+5.49%) Land $10,300 Building $133,800
2022	$1,361.00 Homeowner's exemption	$136,600 Land $10,300 Building $126,300	$136,600 Land $10,300 Building $126,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	May 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
NLBC Fixed Wireless · Fiber in parts of the area	750 / 150

May also be available: Verizon, Watch TV.

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