985 E 1330 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 985 E 1330 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 1,708 sqft · built 1993
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$321,400 (Feb 2017)
Tax Bill	$3,003 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-278-0005`

Property Details

APN / Parcel Number

Primary APN	`55-278-0005`
Alternative APN	`090297`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	17 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
Gross Area	3,824 sqft
1st Floor Area	1,708 sqft
Basement Area	1,656 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1998
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Other
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	474 sqft
Patio Area	364 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	090297
Street Address	985 E 1330 S
City	SPANISH FORK
State	UT
Zip	84660-2992
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, PLAT A, WOLF HOLLOW RIDGE SUB. AREA .24 AC
Legal Subdivision	WOLF HOLLOW RIDGE SUB
Legal Lot Number	5
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3009
Census Tract	3203

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	985 E 1330 S, SPANISH FORK, UT 84660-2992
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
May 26, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP
Feb 8, 2017	Warranty Deed, Transfer · FHA Mortgage CITY FIRST MORTGAGE SERVICES LLC
Feb 2, 2017	Quit Claim Deed, Transfer KEY LAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2017 · Amount on Record
Deed Sale	Feb 8, 2017 · Amount on Record
Prior Sale	Jan 13, 2015 · Amount on Record
Deed Document Number	201713542
Prior Transfer Date	Feb 2, 2017
Prior Transfer Doc	0000011142
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	985 E 1330 S, SPANISH FORK, UT 84660-2992
Transaction Type	Mortgage
Record Updated	Aug 28, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054745
Date	Aug 21, 2023
Instrument	54745:2023

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	985 E 1330 S, SPANISH FORK, UT 84660-2992
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000190684
Date	Nov 12, 2021
Instrument	190684:2021

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	985 E 1330 S, SPANISH FORK, UT 84660-2992
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	ETI TITLE INSURANCE AGENCY INC, TITAN TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098252
Date	May 26, 2021
Instrument	98252:2021

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 8, 2017
Property Address	985 E 1330 S, SPANISH FORK, UT 84660-2992
Document Number	0000013542
Instrument Date	Feb 7, 2017
Instrument	013542:2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	KEY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	985 E 1330 S, SPANISH FORK, UT 84660-2992

Mortgage

Document Number	0000013574
Date	Feb 8, 2017
Instrument	013574:2017

Lender

Name	CITY FIRST MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Feb 2, 2017
Property Address	985 E 1330 S, SPANISH FORK, UT 84660-2992
Document Number	0000011142
Instrument Date	Feb 2, 2017
Instrument	11142
Transaction Type	Transfer
Record Updated	Feb 9, 2017
Title Company	KEY LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1268 S 1250 E SPANISH FORK UT 846605970, SPANISH FORK, UT 84660-5970

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,440 (-45.59%)	$560,800 (-1.08%) Land $192,600 Building $368,200
2025	$3,003.00	$566,900 (+97%) Land $192,600 Building $374,300	$566,900 (+8.35%) Land $192,600 Building $374,300
2024	$3,003.00 (+7.71%)
2023	$2,788.00 (+4.15%)	$287,760	$523,200 Land $183,400 Building $339,800
2022	$2,677.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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