985 Durham Rd, Guilford, CT 06437 Property Records

Guilford Town property record for 985 Durham Rd, Guilford, CT 06437

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,635 sqft · built 1988
Lot Size	1.69 acres (73,616 sqft)
Owner	2 Individual Names on File
Last Sale	$482,500 (Mar 2021)
Tax Bill	$11,268 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GUIL M:091045A5`

Property Details

APN / Parcel Number

Primary APN	`GUIL M:091045A5`
Alternative APN	`8426`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,635 sqft Living Area
Basement Area	1,378 sqft
Unfinished Basement	1,378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	73,616 sqft (1.69 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	8426
Street Address	985 DURHAM RD
City	GUILFORD
State	CT
Zip	06437-1663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5I
Jurisdiction	GUILFORD CT
Township / Civil Division	GUILFORD
Census Block Group	4
Census Block	4003
Census Tract	190301

Owner

985 Durham Rd is owned and occupied by two individuals who bought it in March 2021.

Source: Guilford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	985 DURHAM RD, GUILFORD, CT 06437-1663
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
Mar 5, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
Sep 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Dec 31, 2018	Warranty Deed, Transfer · Conventional Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2021 · Amount on File
Deed Sale	Mar 5, 2021 · Amount on File
Prior Sale	Dec 31, 2018 · Amount on File
Deed Document Number	20212442300002
Deed Book / Page	971 / 322
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUILFORD CT
Recording Date	Mar 5, 2021
Property Address	985 DURHAM RD, GUILFORD, CT 06437-1663
Document Number	971-322
Book / Page	971 / 322
Instrument Date	Mar 4, 2021
Instrument	2442300002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 DURHAM RD, GUILFORD, CT 06437-1663

Mortgage

Document Number	2442310010
Date	Mar 5, 2021
Instrument	2442310010

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUILFORD CT
Recording Date	Mar 5, 2021
Property Address	985 DURHAM RD, GUILFORD, CT 06437-1663
Document Number	000971-322
Book / Page	971 / 322
Instrument Date	Mar 4, 2021
Instrument	2442300002
Transaction Type	Transfer
Record Updated	Oct 15, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 DURHAM RD, GUILFORD, CT 06437-1663

Mortgage

Document Number	2442310010
Date	Mar 5, 2021
Instrument	2442310010

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD CT
Property Address	985 DURHAM RD, GUILFORD, CT 06437-1663
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	959-344
Date	Sep 4, 2020
Book Page	959/344
Instrument	2324940015

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUILFORD CT
Recording Date	Dec 31, 2018
Property Address	985 DURHAM RD, GUILFORD, CT 06437-1663
Document Number	934-102
Book / Page	000934 / 000102
Instrument Date	Dec 21, 2018
Instrument	720002
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$439.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 DURHAM RD GUILFORD CT 064371663, GUILFORD, CT 06437-1663

Mortgage

Document Number	934-104
Date	Dec 31, 2018
Book Page	000934/000104
Instrument	730015

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 985 Durham Rd was $11,268.

Source: Guilford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Guilford Town
Unified School District	Guilford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,268.00	$407,540 (-) Land $177,730 Building $229,810	$582,200 Land $253,900 Building $328,300
2024	$11,268.00 (+4.03%)	$407,540 (-) Land $177,730 Building $229,810
2023	$10,832.00 (+23.51%)	$407,540 (+54.51%) Land $177,730 Building $229,810
2022	$8,770.00	$263,770 Land $141,490 Building $122,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 985 Durham Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 985 Durham Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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