985 Demeter Ln, Hope Mills, NC 28348 Property Records

Cumberland County property record for 985 Demeter Ln, Hope Mills, NC 28348

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,694 sqft · built 1987
Lot Size2 acres (87,120 sqft)
OwnerCompany Name on Record
Last Sale$243,000 (Aug 2023)
Tax Bill$2,886 (2026)
Deeds & MortgagesJan 2024 Construction Loan
Aug 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN0431-76-3678

Property Details

APN / Parcel Number

Primary APN0431-76-3678
Alternative APN
  • 0431.02763678

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,694 sqft Heated Area
1st Floor Area1,769 sqft
Bonus RoomBonus Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleTraditional
Exterior MaterialWood Siding
Foundation TypeStone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
Lot Dimensions253 ft deep x 340 ft wide
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area180 sqft
Deck Area426 sqft
Patio Area426 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address985 DEMETER LN
CityHOPE MILLS
StateNC
Zip28348-9786
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionORCHARD IN THE PINES LO:28 SE:01 PL:0056-0054
Legal SubdivisionORCHARD IN THE PINES
Legal Block76
Legal Lot Number28
JurisdictionCUMBERLAND NC
Township / Civil DivisionGRAYS CREEK
Census Block Group3
Census Block3000
Census Tract3004

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address6849 WOODMARK DR, FAYETTEVILLE, NC 28314-6458
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2024Deed of Trust, Mortgage · Construction Mortgage
LIMA ONE CAPITAL LLC A GEORGI
Aug 18, 2023Warranty Deed, Transfer
Aug 18, 2023Warranty Deed, Transfer · Line of Credit
JONATHAN SCHOELLER
Jul 31, 2023Warranty Deed, Transfer · Commercial Mortgage
OAKWOOD LENDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2023 · Amount on Record
Deed SaleAug 18, 2023 · Amount on Record
Prior SaleAug 18, 2023 · Amount on Record
Deed Document Number202326277
Deed Book / Page11804 / 24
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND NC
Property Address985 DEMETER LN, HOPE MILLS, NC 28348-9786
Transaction TypeMortgage
Record UpdatedJan 10, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address6849 WOODMARK DR, FAYETTEVILLE, NC 28314-6458
InvestorPossibly a Property Investor

Mortgage

Document Number0118840529
DateJan 2, 2024
Book Page11884/529
Instrument44
Lender
NameLIMA ONE CAPITAL LLC A GEORGI
TypeNon-Lending Institution
Address201 E MCBEE AVE STE 300, GREENVILLE, SC 29601
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateAug 18, 2023
Property Address985 DEMETER LN, HOPE MILLS, NC 28348-9786
Document Number0118030244
Book / Page11803 / 244
Map ReferenceMB 56 PG 54
Instrument DateAug 17, 2023
Instrument26158
Transaction TypeTransfer
Record UpdatedAug 29, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address320 BEVERLY HILLS LN, CAMERON, NC 28326-4039

Transferred To (Grantee/Buyer)

NameVerified Name
Address5171 GLENWOOD AVE STE 460, 460, RALEIGH, NC 27612-2732

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateAug 18, 2023
Property Address985 DEMETER LN, HOPE MILLS, NC 28348-9786
Document Number0118040024
Book / Page11804 / 24
Map ReferenceMB 56 PG 54
Instrument DateAug 17, 2023
Instrument26277
Transaction TypeTransfer
Record UpdatedAug 29, 2023
Title CompanyNOT AVAILABLE, TRYON TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$486.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5171 GLENWOOD AVE STE 460, 460, RALEIGH, NC 27612-2732

Transferred To (Grantee/Buyer)

NameVerified Name
Address6849 WOODMARK DR, FAYETTEVILLE, NC 28314-6458
InvestorPossibly a Property Investor

Mortgage

Document Number0000026278
DateAug 18, 2023
Instrument26278
Lender
NameJONATHAN SCHOELLER
TypePrivate Party
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueAug 17, 2024

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateJul 31, 2023
Property Address985 DEMETER LN, HOPE MILLS, NC 28348-9786
Document Number0117890126
Book / Page11789 / 126
Map ReferenceMB 56 PG 54
Instrument DateJul 28, 2023
Instrument23825
Transaction TypeTransfer
Record UpdatedAug 11, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$349.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5933 BLUE SKY LN, HOPE MILLS, NC 28348-7539

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 BEVERLY HILLS LN, CAMERON, NC 28326-4039

Mortgage

Document Number0000023826
DateJul 31, 2023
Instrument23826
Lender
NameOAKWOOD LENDING LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCumberland County
Unified School DistrictCumberland County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,886.00
2025$2,886.00 (+19.16%)$310,109 (+37.64%) Land $50,000 Building $260,109$310,109 (+37.64%) Land $50,000 Building $260,109
2024$2,422.00 (+3.15%)$225,304 (-) Land $35,000 Building $190,304$225,304 (-) Land $35,000 Building $190,304
2023$225,304 (-) Land $35,000 Building $190,304$225,304 (-) Land $35,000 Building $190,304
2022$2,348.00$225,304 Land $35,000 Building $190,304$225,304 Land $35,000 Building $190,304
2019$2,348.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 86% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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