985 D St, Union City, CA 94587 Property Records

Alameda County property record for 985 D St, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,688 sqft · built 2004
Lot Size	0.107 acres (4,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$518,000 (Dec 2011)
Tax Bill	$9,058 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`486-102-49`

Property Details

APN / Parcel Number

Primary APN	`486-102-49`
Alternative APN	`486-0102-049-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,688 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,658 sqft (0.107 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	985 D ST
City	UNION CITY
State	CA
Zip	94587-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00047 BLK: TR: 7310
Legal Subdivision	TRACT 7310
Legal Tract	7310
Legal Lot Number	47
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3011
Census Tract	440200

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	985 D ST, UNION CITY, CA 94587-2321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2011 · Amount on Record
Deed Sale	Dec 20, 2011 · Amount on Record
Prior Sale	Jul 14, 2011 · Amount on Record
Deed Document Number	2011370783
Last Transfer Date	Oct 16, 2021
Transfer Doc	0000350069
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Oct 22, 2021
Property Address	985 D ST, UNION CITY, CA 94587-2321
Document Number	0000350069
Map Reference	MB 271 PG 75-78
Instrument Date	Oct 16, 2021
Instrument	2021350069
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 D ST, UNION CITY, CA 94587-2321

Mortgage

Document Number	0000350070
Date	Oct 22, 2021
Instrument	2021350070

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	985 D ST, UNION CITY, CA 94587-2321
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 D ST, UNION CITY, CA 94587-2321

Mortgage

Document Number	0000347158
Date	Dec 11, 2020
Instrument	2020347158

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Aug 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	985 D ST, UNION CITY, CA 94587-2321
Document Number	0000097213
Instrument Date	May 5, 2018
Transaction Type	Mortgage
Record Updated	Jun 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	985 D ST UNION CITY CA 945872321, UNION CITY, CA 94587-2321

Mortgage

Document Number	0000097213
Date	May 16, 2018
Instrument	97213

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2048

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$656,608 (+0.92%) Land $199,082 Building $464,526
2025	$9,058.00 (-0.53%) Homeowner's exemption	$650,601 (+4.04%) Land $195,180 Building $455,421
2023	$9,106.00 Homeowner's exemption	$625,344 Land $187,603 Building $437,741	$1,111,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 1,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Sail Internet, T-Mobile.

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