Wise County property record for 985 Co Rd 1550, Chico, TX 76431
| Property Type | Commercial |
|---|---|
| Details | 7,702 sqft · built 2008 |
| Lot Size | 7.99 acres (348,349 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $10,549 (2025) |
| Deeds & Mortgages | Mar 2025 Construction Loan Jun 2024 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A0411.0015.00 |
| Primary APN | A0411.0015.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 7,702 sqft Gross Area |
| 1st Floor Area | 7,702 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 348,349 sqft |
| View / Lot | Rural |
| Canopy | 5,208 sqft |
| Account Number | R000009318 |
|---|---|
| Street Address | 985 CR-1550 |
| City | CHICO |
| State | TX |
| Zip | 76431 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | A-411 WM HERSEE 7.9970 ACRES |
| Legal Subdivision | A-411 WM HERSEE |
| Jurisdiction | WISE TX |
| Township / Civil Division | BRIDGEPORT |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 150404 |
985 Co Rd 1550, a commercial property, is owned by a company that acquired it in August 2025.
Source: Wise County records, as of August 18, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 211 HASTINGS DR, BRIDGEPORT, TX 76426-9794 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2025 | Deed of Trust, Mortgage · Construction Mortgage FIRST FINANCIAL BANK |
| Jun 24, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Aug 5, 2025 | Vendor's Lien, Transfer · Commercial Mortgage FIRST FINANCIAL BANK |
| Apr 7, 2020 | Warranty Deed, Construction Loan · Construction Mortgage FIRST FIN'L BK&TR |
| May 25, 2019 | Deed of Trust, Mortgage FIRST ST BK |
| Apr 10, 2019 | Loan Modification, Mortgage FIRST ST BK |
| Jan 24, 2019 | Deed of Trust, Mortgage FIRST ST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2025 |
| Deed Sale | Aug 5, 2025 |
| Prior Sale | Apr 7, 2020 · Amount on File |
| Deed Document Number | 202510425 |
| Prior Transfer Date | Apr 3, 2020 |
| Prior Transfer Doc | 0202004211 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WISE TX |
| Property Address | 985 COUNTY ROAD 1550, CHICO, TX 76431-3217 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0202503723 |
|---|---|
| Date | Mar 26, 2025 |
| Instrument | 202503723 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | SOUTHLAKE, TX 76092 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 3 Months |
| Due | Jun 24, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WISE TX |
| Property Address | 985 COUNTY ROAD 1550, CHICO, TX 76431-3217 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 985 COUNTY ROAD 1550, CHICO, TX 76431-3217 |
| Document Number | 0202408196 |
|---|---|
| Date | Jun 24, 2024 |
| Instrument | 202408196 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | SOUTHLAKE, TX 76092 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 24, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WISE TX |
| Recording Date | Aug 5, 2025 |
| Property Address | 985 COUNTY ROAD 1550, CHICO, TX 76431-3217 |
| Document Number | 0202510425 |
| Map Reference | DOC 201501116 |
| Instrument Date | Jul 3, 2025 |
| Instrument | 202510425 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | WISE COUNTY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 647, CHICO, TX 76431-0647 |
| Name | Verified Name |
|---|---|
| Address | 211 HASTINGS DR, BRIDGEPORT, TX 76426-9794 |
| Document Number | 0202510426 |
|---|---|
| Date | Aug 5, 2025 |
| Instrument | 202510426 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | SAN ANGELO, TX 76902 |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WISE TX |
| Recording Date | Apr 7, 2020 |
| Property Address | 985 COUNTY ROAD 1550, CHICO, TX 76431-3217 |
| Document Number | 0000004211 |
| Instrument Date | Apr 3, 2020 |
| Instrument | 4211 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 23, 2020 |
| Title Company | GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 647 CHICO TX 764310647, CHICO, TX 76431-0647 |
| Document Number | 4212 |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 4212 |
| Name | FIRST FIN'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | ABILENE, TX 79604-2559 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 6, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WISE TX |
| Property Address | 985 COUNTY ROAD 1550, CHICO, TX 76431-3217 |
| Document Number | 0000006197 |
| Instrument Date | May 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 528 CHICO TX 764310528, CHICO, TX 76431-0528 |
| Document Number | 0000006197 |
|---|---|
| Date | Jun 4, 2019 |
| Instrument | 6197 |
| Name | FIRST ST BK |
|---|---|
| Type | Bank |
| Address | GRAHAM, TX 76450 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Jun 3, 2024 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WISE TX |
| Property Address | 985 COUNTY ROAD 1550, CHICO, TX 76431-3217 |
| Document Number | 0000005494 |
| Instrument Date | Apr 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 528 CHICO TX 764310528, CHICO, TX 76431-0528 |
| Document Number | 0000005494 |
|---|---|
| Date | May 17, 2019 |
| Instrument | 5494 |
| Name | FIRST ST BK |
|---|---|
| Type | Bank |
| Address | GRAHAM, TX 70450 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WISE TX |
| Property Address | 985 COUNTY ROAD 1550, CHICO, TX 76431-3217 |
| Document Number | 0000002713 |
| Instrument Date | Jan 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 528 CHICO TX 764310528, CHICO, TX 76431-0528 |
| Document Number | 0000002713 |
|---|---|
| Date | Mar 14, 2019 |
| Instrument | 2713 |
| Name | FIRST ST BK |
|---|---|
| Type | Bank |
| Address | GRAHAM, TX 76450 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 985 Co Rd 1550 was $10,549, down 0.2% from the year before.
Source: Wise County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Chico City |
| County | Wise County |
| Unified School District | Chico Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $715,502 (+0.79%) Land $175,950 Building $539,552 | $715,502 (+0.79%) Land $175,950 Building $539,552 | |
| 2025 | $10,549.00 (-0.22%) | $709,917 Land $169,291 Building $540,626 | $709,917 Land $169,291 Building $540,626 |
| 2024 | $10,572.00 | ||
| 2023 | $678,496 Land $154,619 Building $523,877 | $678,496 Land $154,619 Building $523,877 | |
| 2021 | $10,464.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 985 Co Rd 1550 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 985 Co Rd 1550 is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 70% of Texas |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHICO serves 1,596 people · EPA ID TX2490004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| AMA TechTel Communications Fixed Wireless | 100 / 20 |
| Comcell Fixed Wireless | 50 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
| Rise Broadband Fixed Wireless | 10 / 1 |
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