985 Cherry Point Way, Jacksonville, FL 32218 Property Records

Duval County property record for 985 Cherry Point Way, Jacksonville, FL 32218

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,557 sqft · built 2003
Lot Size0.157 acres (6,851 sqft)
OwnerIndividual Name on Record
Last Sale$103,000 (Sep 2011)
Tax Bill$1,377 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jan 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN019699-1635

Property Details

APN / Parcel Number

Primary APN019699-1635

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,557 sqft Living Area
Gross Area1,992 sqft
1st Floor Area1,557 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,851 sqft (0.157 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area15 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address985 CHERRY POINT WAY
CityJACKSONVILLE
StateFL
Zip32218-6109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description54-85 38-1N-26E .16 CEDAR NORTH PHASE 2 LOT 201
Legal Range26E
Legal Township01N
Legal Section38
Legal SubdivisionCEDAR NORTH PHASE 2
Legal Phase2
Legal Block2
Legal Lot Number201
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE NORTH
Census Block Group2
Census Block2005
Census Tract10308

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address985 CHERRY POINT WAY, JACKSONVILLE, FL 32218-6109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 30, 2024Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 15, 2023Deed of Trust, Mortgage · FHA Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2011 · Amount on Record
Deed SaleSep 14, 2011 · Amount on Record
Prior SaleJan 28, 2003 · Amount on Record
Deed Document Number2011199797
Deed Book / Page15711 / 1918
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Recording DateJun 4, 2026
Property Address985 CHERRY POINT WAY, JACKSONVILLE, FL 32218-6109
Document Number0000130101
Book / Page21931 / 1360
Instrument DateMay 28, 2026
Instrument2026130101
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000130101,
DateJun 4, 2026
Book Page21931/1360
Instrument2026130101
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address985 CHERRY POINT WAY, JACKSONVILLE, FL 32218-6109
Transaction TypeMortgage
Record UpdatedFeb 8, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address985 CHERRY POINT WAY, JACKSONVILLE, FL 32218-6109

Mortgage

Document Number0209360265
DateJan 30, 2024
Book Page20936/265
Instrument2024019371
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address985 CHERRY POINT WAY, JACKSONVILLE, FL 32218-6109
Transaction TypeMortgage
Record UpdatedMar 2, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address985 CHERRY POINT WAY, JACKSONVILLE, FL 32218-6109

Mortgage

Document Number0205841196
DateFeb 15, 2023
Book Page20584/1196
Instrument2023031203
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term344 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$101,192 (+2.7%)$213,096 (-4.41%) Land $66,724 Building $146,372
2025$1,377.00 (+17.79%) Homeowner's exemption$98,532 (+5.99%)$222,916 (+4.59%) Land $65,000 Building $157,916
2024$1,169.00 (+3.82%)
2023$1,126.00 (+10.83%) Homeowner's exemption$92,967 (+3%)$213,139 (+9.56%) Land $54,000 Building $159,139
2022$1,016.00 Homeowner's exemption$90,260$194,545 Land $50,000 Building $144,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 48 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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