985 Cayman Dr, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 985 Cayman Dr, Murfreesboro, TN 37128

Property Summary

Property Type	Single Family Home
Details	2,205 sqft · built 2018
Lot Size	0.181 acres (7,881 sqft)
Owner	2 Individual Names on File
Last Sale	$267,158 (Apr 2018)
Tax Bill	$1,677 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`123O-A-013.00-000`

Property Details

APN / Parcel Number

Primary APN	`123O-A-013.00-000`
Alternative APNs	`123O A 01300` `R0115780`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Building Area	2,205 sqft Living Area
1st Floor Area	1,671 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	7,881 sqft (0.181 acres)
Lot Dimensions	126 ft deep x 62.4 ft wide
Garage Type	Attached
Garage Area	462 sqft
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0115780
Street Address	985 CAYMAN DR
City	MURFREESBORO
State	TN
Zip	37128-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	THE RETREAT AT PINNACLE HILLS SEC 2
Legal Lot Number	80
Jurisdiction	RUTHERFORD TN
Township / Civil Division	8
Census Block Group	2
Census Block	2003
Census Tract	40809

Owner

985 Cayman Dr is owned and occupied by two individuals who bought it in April 2018.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	985 CAYMAN DR, MURFREESBORO, TN 37128-1045
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 1, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2018 · Amount on File
Deed Sale	Apr 3, 2018 · Amount on File
Prior Sale	Nov 20, 1997 · Amount on File
Deed Document Number	20182138970
Deed Book / Page	1662 / 2428
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	985 CAYMAN DR, MURFREESBORO, TN 37128-1045
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022053552
Date	Feb 9, 2022
Book Page	2205/3552
Instrument	2422778

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	985 CAYMAN DR, MURFREESBORO, TN 37128-1045
Document Number	RB19331328
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	985 CAYMAN DR MURFREESBORO TN 371281045, MURFREESBORO, TN 37128-1045

Mortgage

Document Number	RB19331328
Date	Jul 20, 2020
Book Page	001933/001328
Instrument	2289533

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 985 Cayman Dr was $1,677.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,525 (+24.78%) Land $27,500 Building $84,025	$446,100 Land $110,000 Building $336,100
2025	$1,677.00	$89,375 Land $13,750 Building $75,625
2023	$1,677.00	$89,375 Land $13,750 Building $75,625	$357,500 (-) Land $55,000 Building $302,500
2022			$357,500 Land $55,000 Building $302,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 985 Cayman Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 985 Cayman Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cayman Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures