985 Cascade Dr NW, Salem, OR 97304 Property Records

Polk County property record for 985 Cascade Dr NW, Salem, OR 97304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,496 sqft · built 1952
Lot Size	0.134 acres (5,828 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (May 2020)
Tax Bill	$4,273 (2025)
Deeds & Mortgages	May 2023 Line of Credit Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07321-CA-04100`

Property Details

APN / Parcel Number

Primary APN	`07321-CA-04100`
Alternative APN	`252258`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,496 sqft Living Area
Gross Area	3,168 sqft
1st Floor Area	1,476 sqft
Basement Area	1,356 sqft
Finished Basement	1,020 sqft
Unfinished Basement	336 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,828 sqft (0.134 acres)
View / Lot	Traffic
Garage Area	336 sqft
Parking Spaces	2 Parking Spaces
Patio Area	452 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	252258
Street Address	985 CASCADE DR NW
City	SALEM
State	OR
Zip	97304-3762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ONE STORY WITH BASEMENT
Legal Range	3W
Legal Township	07S
Legal Section	21
Legal Subdivision	KINGWOOD TERRACES
Legal Block	1
Jurisdiction	POLK OR
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1004
Census Tract	5203

Owner

985 Cascade Dr NW is owned and occupied by an individual who bought it in May 2020.

Source: Polk County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	985 CASCADE DR NW, SALEM, OR 97304-3762
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 23, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 22, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Jun 21, 2019	Warranty Deed, Transfer · Conventional Mortgage SUPREME LNDG
Feb 22, 2019	Warranty Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2020 · Amount on File
Deed Sale	May 22, 2020 · Amount on File
Prior Sale	Feb 22, 2019 · Amount on File
Deed Document Number	20206916
Prior Transfer Date	Jan 16, 2004
Prior Transfer Doc	0000016255
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	985 CASCADE DR NW, SALEM, OR 97304-3762
Transaction Type	Mortgage
Record Updated	May 31, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003665
Date	May 17, 2023
Instrument	2023-003665

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Jun 5, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	985 CASCADE DR NW, SALEM, OR 97304-3762
Transaction Type	Mortgage
Record Updated	Mar 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002428
Date	Feb 23, 2022
Instrument	2022-002428

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	May 22, 2020
Property Address	985 CASCADE DR NW, SALEM, OR 97304-3762
Document Number	0000006916
Instrument Date	May 20, 2020
Instrument	6916
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 CASCADE DR NW SALEM OR 973043762, SALEM, OR 97304-3762

Mortgage

Document Number	6917
Date	May 22, 2020
Instrument	6917

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Jun 21, 2019
Property Address	985 CASCADE DR NW, SALEM, OR 97304-3762
Document Number	0000006461
Instrument Date	Jun 21, 2019
Instrument	6461
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 TERRACE DR NW SALEM OR 973043726, SALEM, OR 97304-3726

Mortgage

Document Number	6462
Date	Jun 21, 2019
Instrument	6462

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Feb 22, 2019
Property Address	985 CASCADE DR NW, SALEM, OR 97304-3762
Document Number	0000001779
Instrument Date	Feb 21, 2019
Instrument	2019-001779
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	985 CASCADE DR NW, SALEM, OR 97304-3762

Mortgage

Document Number	0000001780
Date	Feb 22, 2019
Instrument	2019-001780

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 985 Cascade Dr NW was $4,273, up 8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Salem City
Unified School District	Salem-Keizer School District 24J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,790 (+3%) Land $55,350 Building $167,440	$487,040 (+6.5%) Land $132,500 Building $354,540
2025	$4,273.00 (+7.99%)	$216,310 (+3%) Land $53,730 Building $162,580	$457,300 (-2.11%) Land $122,600 Building $334,700
2024	$3,957.00 (+2.99%)	$210,010 (+3%) Land $52,170 Building $157,840	$467,180 (-0.97%) Land $118,630 Building $348,550
2023	$3,842.00 (+3.31%)	$203,900 (+3%) Land $50,650 Building $153,250	$471,750 (+7.21%) Land $119,750 Building $352,000
2022	$3,719.00	$197,970 Land $49,170 Building $148,800	$440,040 Land $114,150 Building $325,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 985 Cascade Dr NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 985 Cascade Dr NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM PUBLIC WORKS serves 199,820 people · EPA ID OR4100731
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hunter Communications, Verizon.

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