985 Cantrell Rd, Eddyville, KY 42038 Property Records

Lyon County property record for 985 Cantrell Rd, Eddyville, KY 42038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft
Lot Size	0.302 acres (13,170 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Jun 2021)
Tax Bill	$4,005 (2025)
Deeds & Mortgages	May 2007 Mortgage May 2016 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`52A-27`

Property Details

APN / Parcel Number

Primary APN	`52A-27`
Alternative APNs	`144121` `145332`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,152 sqft Total Area
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,170 sqft (0.302 acres)
Garage Type	Carport
Garage Area	720 sqft
Carport	Carport
Carport Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Account Number	145332
Street Address	985 CANTRELL RD
City	EDDYVILLE
State	KY
Zip	42038-8913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMS HOMESTEAD VACAY RENTAL
Legal Subdivision	WILLIAMS HOMESTEAD
Legal Lot Number	27-28
Jurisdiction	LYON KY
Township / Civil Division	SOUTHEAST LYON
Census Block Group	1
Census Block	1024
Census Tract	960200

Owner

985 Cantrell Rd is owned by an individual who acquired it in June 2023.

Source: Lyon County records, as of November 18, 2025

Owner of Record	Individual Name on File
Mailing Address	11100 KAREN DR, ORLAND PARK, IL 60467-4482
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2007	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK SOUTHERN INDIANA
May 27, 2016	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jun 22, 2021	Deed, Transfer · Conventional Mortgage COMMUNITY FINANCIAL SERVICES BANK
Sep 11, 2020	Deed, Transfer · Conventional Mortgage MAGNOLIA BANK
Mar 7, 2018	Warranty Deed, Transfer
Oct 12, 2005	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2021 · Amount on File
Deed Sale	Jun 22, 2021 · Amount on File
Prior Sale	Sep 11, 2020 · Amount on File
Deed Book / Page	180 / 503
Last Transfer Date	Jun 23, 2023
Transfer Doc	0DB188/186
Record Updated	Sep 20, 2026

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON KY
Property Address	985 CANTRELL RD, EDDYVILLE, KY 42038-8913
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MB176/PG560
Date	May 29, 2007
Book Page	MB176/PG560

Lender

Name	FIFTH THIRD BANK SOUTHERN INDIANA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 21, 2027

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON KY
Property Address	985 CANTRELL RD, EDDYVILLE, KY 42038-8913
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0MB236/123
Date	May 27, 2016
Book Page	MB236/123

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2046

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LYON KY
Recording Date	Jun 22, 2021
Property Address	985 CANTRELL RD, EDDYVILLE, KY 42038-8913
Document Number	0DB180/503
Book / Page	DB180 / 503
Map Reference	CAB 1 SL 34
Instrument Date	Jun 17, 2021
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8127 N WEBSTER RD, MOUNT MORRIS, MI 48458-9369

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11100 KAREN DR, ORLAND PARK, IL 60467-4482

Mortgage

Document Number	00MB274606
Date	Jun 22, 2021
Instrument	MB274/606

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LYON KY
Recording Date	Sep 11, 2020
Property Address	985 CANTRELL RD, EDDYVILLE, KY 42038-8913
Document Number	DB177/455
Book / Page	DB177 / 455
Map Reference	MB 2 PG 36
Instrument Date	Aug 31, 2020
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	985 CANTRELL RD, 985, EDDYVILLE, KY 42038-8913

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	985 CANTRELL RD, EDDYVILLE, KY 42038-8913

Mortgage

Document Number	MB264659
Date	Sep 11, 2020
Instrument	MB264/659

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON KY
Recording Date	Mar 7, 2018
Property Address	985 CANTRELL RD, EDDYVILLE, KY 42038-8913
Document Number	170/227
Book / Page	170 / 227
Instrument Date	Mar 6, 2018
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 CAPITAL LN, GILBERTSVILLE, KY 42044

October 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON KY
Recording Date	Oct 12, 2005
Property Address	985 CANTRELL RD, EDDYVILLE, KY 42038-8913
Document Number	MB138/PG691
Book / Page	MB138 / PG691
Map Reference	CAB1 PG34
Instrument Date	Oct 8, 2005
Transaction Type	Transfer
Record Updated	Nov 5, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	985 CANTRELL RD, EDDYVILLE, KY 42038-8913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7590 S MALTA RD, DEKALB, IL 60115-8551

Mortgage

Document Number	MB163/PG630
Date	Oct 12, 2005
Book Page	MB163/PG630

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 985 Cantrell Rd was $4,005.

Source: Lyon County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Lyon County
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,005.00	$500,000	$500,000
2023	$2,085.00	$251,000	$251,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 985 Cantrell Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 985 Cantrell Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYON COUNTY WATER DISTRICT serves 6,744 people · EPA ID KY0720933
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2025 Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

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