985 Camino Cantera, Chula Vista, CA 91913 Property Records

San Diego County property record for 985 Camino Cantera, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,138 sqft · built 2019
Lot Size	0.158 acres (6,922 sqft)
Owner	2 Individual Names on File
Last Sale	$699,500 (Oct 2019)
Tax Bill	$16,693 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`644-381-26-00`

Property Details

APN / Parcel Number

Primary APN	`644-381-26-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,138 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	6,922 sqft (0.158 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	985 CAMINO CANTERA
City	CHULA VISTA
State	CA
Zip	91913-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC
Legal Description	LOT 79 TR 016160
Legal Subdivision	CHULA VISTA #16-02
Legal Tract	016160
Legal Block	3
Legal Lot Number	79
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3017
Census Tract	13317

Owner

985 Camino Cantera is owned by two individuals who bought it in October 2019.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 SILVERBROOKE CIR, HOWELL, NJ 07731-1137
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 29, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2019 · Amount on File
Deed Sale	Oct 29, 2019 · Amount on File
Deed Document Number	2019490891
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	985 CAMINO CANTERA, CHULA VISTA, CA 91913-3330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 CAMINO CANTERA, CHULA VISTA, CA 91913-3330

Mortgage

Document Number	0000616903
Date	Oct 13, 2020
Instrument	2020-0616903

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 29, 2019
Property Address	985 CAMINO CANTERA, CHULA VISTA, CA 91913-3330
Document Number	0000490891
Instrument Date	Oct 18, 2019
Instrument	490891
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$769.45
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	985 CAMINO CANTERA CHULA VISTA CA 919133330, CHULA VISTA, CA 91913-3330

Mortgage

Document Number	490892
Date	Oct 29, 2019
Instrument	490892

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 985 Camino Cantera was $16,693.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$780,182 (+2%) Land $468,515 Building $311,667
2025	$16,693.00	$764,885 Land $459,329 Building $305,556
2023	$15,785.00 (+2.87%) Homeowner's exemption	$735,186 Land $441,494 Building $293,692
2022	$15,344.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 985 Camino Cantera in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 985 Camino Cantera is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35

May also be available: T-Mobile, Verizon.

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