985 Bosco Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 985 Bosco Ln, Gilroy, CA 95020

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,620 sqft · built 1974
Lot Size	0.048 acres (2,100 sqft)
Owner	Individual Name on File
Last Sale	$790,000 (Jun 2023)
Tax Bill	$10,043 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2022 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`790-44-014`

Property Details

APN / Parcel Number

Primary APN	`790-44-014`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,620 sqft Living Area
1st Floor Area	650 sqft
2nd Floor Area	970 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Architectural Style	Other
Construction Type	Wood
Lot Area	2,100 sqft (0.048 acres)
Lot Dimensions	70 ft deep x 30 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	985 BOSCO LN
City	GILROY
State	CA
Zip	95020-3943
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	TR 5487 UNIT 14
Legal Subdivision	MIRA LOMA VALLEY COND
Legal Tract	5487
Legal Lot Number	14
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2005
Census Tract	512505

Owner

Source: Santa Clara County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	985 BOSCO LN, GILROY, CA 95020-3943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Grant Deed, Transfer · FHA Mortgage THE GOLDEN 1 CU
Jun 1, 2022	Intrafamily Transfer, Transfer
Aug 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2023 · Amount on Record
Deed Sale	Jun 26, 2023 · Amount on Record
Prior Sale	Jun 1, 2022
Deed Document Number	25492875
Record Updated	Jun 8, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 26, 2023
Property Address	985 BOSCO LN, GILROY, CA 95020-3943
Document Number	0025492875
Map Reference	MB 343 PG 33&34
Instrument Date	Jun 12, 2023
Instrument	25492875
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	985 BOSCO LN, GILROY, CA 95020-3943

Mortgage

Document Number	0025492876
Date	Jun 26, 2023
Instrument	25492876

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 1, 2022
Property Address	985 BOSCO LN, GILROY, CA 95020-3943
Document Number	0025311867
Map Reference	MB 343 PG 33&34
Instrument Date	Apr 26, 2022
Instrument	25311867
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	985 BOSCO LN, GILROY, CA 95020-3943

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	985 BOSCO LN, GILROY, CA 95020-3943
Document Number	0023999000
Instrument Date	Aug 2, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	985 BOSCO LN GILROY CA 950203943, GILROY, CA 95020-3943

Mortgage

Document Number	0023999000
Date	Aug 8, 2018
Instrument	23999000

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,043.00 (+55.78%)	$821,916 (+60.52%) Land $410,958 Building $410,958
2023	$6,447.00 (+3.07%)	$512,018 (+2%) Land $256,009 Building $256,009
2022	$6,255.00 Homeowner's exemption	$501,980 Land $250,990 Building $250,990

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks.

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