Burke County property record for 985 Belvidere Ln, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,825 sqft · built 2001 |
| Lot Size | 3.74 acres (162,914 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (Aug 2021) |
| Tax Bill | $2,927 (2026) |
| Deeds & Mortgages | Sep 2023 Line of Credit Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1795967009 |
| Primary APN | 1795967009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,825 sqft Living Area |
| 1st Floor Area | 1,825 sqft |
| Basement Area | 1,825 sqft |
| Unfinished Basement | 1,825 sqft |
| Flooring | Wood |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 162,914 sqft (3.74 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 459 sqft |
| Patio Area | 624 sqft |
| Shed | 1 Shed |
| Shed Area | 936 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 985 BELVIDERE LN |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-8046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 985 BELVIDERE LN MORGANTON, NC 28655 |
| Legal Subdivision | WADE HEFFNER |
| Jurisdiction | BURKE NC |
| Township / Civil Division | QUAKER MEADOWS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 20100 |
985 Belvidere Ln is owned and occupied by an individual who bought it in August 2021.
Source: Burke County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 985 BELVIDERE LN, MORGANTON, NC 28655-8046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Aug 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2021 · Amount on File |
| Deed Sale | Aug 10, 2021 · Amount on File |
| Prior Sale | Feb 10, 2012 · Amount on File |
| Deed Document Number | 20219480 |
| Deed Book / Page | 2561 / 692 |
| Prior Transfer Date | Feb 9, 2012 |
| Prior Transfer Doc | 0020070201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 985 BELVIDERE LN, MORGANTON, NC 28655-8046 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0027080599 |
|---|---|
| Date | Sep 29, 2023 |
| Book Page | 2708/599 |
| Instrument | 2023009078 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MORGANTON, NC 28655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 29, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Aug 10, 2021 |
| Property Address | 985 BELVIDERE LN, MORGANTON, NC 28655-8046 |
| Document Number | 0025610692 |
| Book / Page | 2561 / 692 |
| Map Reference | MB 12 PG 95 |
| Instrument Date | Aug 9, 2021 |
| Instrument | 2021009480 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 985 BELVIDERE LN, MORGANTON, NC 28655-8046 |
| Document Number | 2021009481 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 2021009481 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2026 property tax bill for 985 Belvidere Ln was $2,927, up 0.2% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,927.00 (+0.17%) | $413,200 (-) Land $51,022 Building $362,178 | $413,200 (-) Land $51,022 Building $362,178 |
| 2025 | $2,922.00 | $413,200 Land $51,022 Building $362,178 | $413,200 Land $51,022 Building $362,178 |
| 2023 | $2,939.00 | $413,200 Land $51,022 Building $362,178 | $413,200 Land $51,022 Building $362,178 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 985 Belvidere Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 985 Belvidere Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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